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How much could I borrow?

Mortgage borrowing calculator

Get a quick quote for how much you could borrow for a property you’ll live in, based on your financial situation. If you want a more accurate quote, use our affordability calculator. You’ll need to spend a little longer on this.

If you save for a bit longer and have a bigger deposit, we might be able to lend you more.

Mortgage Calculator

How much can I borrow?

Get a rough idea of how much you could borrow for a residential mortgage based on your personal circumstances.

Your rough mortgage borrowing estimate

Change the deposit you can provide or the amount you want to borrow to see how that affects your result.

Loan to value of 

Cover for the things that matter most

Life insurance for mortgage holders

You could consider taking out life, or life and critical illness insurance alongside your mortgage. These covers are designed to offer some financial protection against the unexpected. Your loved ones would receive a lump-sum payment if you died and, depending on your cover, could receive a lump sum if you were diagnosed with a critical illness, which could help repay your mortgage.

Need some help?

Call us

You can call us on Monday to Friday from 7am to 8pm, and on Saturday and Sunday from 7am to 5pm.

0333 202 7580

You can also check our full mortgage range [PDF, 286KB] to see if our other mortgages are suitable for you, download our tariff of mortgage charges [PDF, 265KB] and read our legal information.