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Barclays Cash ISA

Instant Cash ISA Issue 1

On 1 July 2014,  the government introduced new rules to make ISAs simpler and more flexible. Read our guide for more information on how these changes can help you.


Adding money to your existing instant access cash ISA couldn’t be easier – you don’t have to take out a new one to use up your tax-free savings allowance.

Alternatively, choose one of the ISAs below

Instant Cash ISA - Issue 1

Instant Cash ISA – Issue 1

  • Save up to £15,240 in the 2015/2016 tax year
  • Instant access to your cash
  • Transfer In an existing ISA in just 3 steps
Flexible Cash ISA – Issue 3

2 Year Flexible Cash ISA – Issue 4

  • Fixed rate for 2 years
  • 3 withdrawals, each of up to 10% of the balance at the time
  • Transfer-In your existing cash ISAs for a limited period


Towards the end of the year, some of our instant access ISA accounts will move to Instant Cash ISA – Issue 1 and the interest rate you earn will either increase or decrease accordingly. You can find out if your account will be impacted by going to the savings interest rates page and clicking on the cash ISA(s) you hold with us.  If you hold an ISA which is going to be impacted by this change, we will be writing to you soon with more information.

Important information
AER (Annual Equivalent Rate): Illustrates what the interest rate would be if interest was paid and compounded once each year.
Tax-free: Interest is exempt from UK Income Tax providing all ISA conditions are met.
Applicants must be resident in the UK for tax purposes. ISA rules may change. You must not have subscribed to another cash ISA or used your total annual ISA allowance in a stocks and shares ISA during the same tax year.
Instant Cash ISA - Issue 1: To hold a cash ISA, you must be aged 16 years or over. Open from £1 or with nil balance if you are transferring in previous cash ISA balances.
Flexible Cash ISA – Issue 4: To hold a flexible cash ISA, you must be 18 years old or over. You can make a maximum of 3 withdrawals, of up to 10% of the balance each time. You can transfer money in from another ISA within 30 days of opening your new ISA, and make additional payments up to your annual allowance until 5 April 2015.
You may transfer your balance to another ISA or withdraw your full balance and close your account before the end of the term,  however in both cases you will be charged 180 days’ tax-free interest (based on your balance at the time). If you have not accrued enough interest to cover this charge, it will be deducted from your balance – so you may end up with less than you originally deposited.
Instant Cash ISA – Issue 1 and Flexible Cash ISA – Issue 4 are limited offers that may be withdrawn at any time. Terms and Conditions apply.