Your cookie settings

Cookies are very small text files that some websites store on your computer when you visit them.

Cookies do lots of different jobs, like letting you navigate between pages efficiently and remembering your preferences.

We use cookies on our website to make your browsing experience better. By using this website you accept our use of cookies in accordance with the settings below.

Your allowed cookies:

Strictly Necessary are always allowed by default.

Table goes here
More information about cookies

How to buy stocks and shares

Learn about investing

Want to invest in stocks and shares but don't know where to start? Bewildered by stock market jargon?

Don't worry – you've come to the right place. Our simple guide will tell you everything you need to know to make your first share transaction.

How do I get started?

Buying and selling shares is easier now thanks to low-cost internet dealing and the ability to track your portfolio online. However, it still requires some preparation and thought.

First you need to set your investment goals – whether they're to generate income or capital growth. Shares that pay a generous dividend tend to deliver income, while fast-growing new companies could generate capital growth. It depends on what you want to achieve.

Next, consider your appetite for risk. How comfortable are you taking risks? You can lose all of your money investing on the stock market. If you dislike taking any chances with your money, the stock market may not be for you.

Higher returns are typically associated with higher risk shares and lower returns with lower risk shares. So-called 'blue chip' shares – those in FTSE 100 companies – tend to move up and down less than faster-growing, riskier companies' shares, which could therefore generate higher returns. Investors may aim to create a well-rounded, diversified share portfolio that balances higher-risk investments with lower-risk ones.

Buying and selling shares

  • Invest through a stockbroker: If you’re looking to invest in a company’s stocks and shares, you need to do this through a broker such as Barclays Stockbrokers
  • Invest in stocks and shares through a fund: Rather than following the markets and picking shares or bonds yourself, you could invest in a fund from Barclays Stockbrokers Funds Market. Funds invest in a mix of assets including individual stocks and shares, helping you diversify your investment portfolio
  • As a general rule, holding one investment can be riskier than holding 2. And 3 can be safer than 2. 4 can be better than 3 and so on. This is because all investments do not react in the same way to the same economic or trading conditions
  • Barclays Stockbrokers offers a broad range of funds so you can start building your own investment portfolio
  • With Barclays Stockbrokers, you can invest in shares through an Investment ISA up to a maximum of £11,520 in the current tax year

Do your homework and be patient

  • Always do your own research. Never buy shares on a friend’s advice or even because of a newspaper recommendation. Make your own decisions. Take your time and don’t rush. It can be tempting to trade regularly but you are more likely to lose money doing so. Don’t forget you will have to pay commission fees each time you buy or sell shares
  • Share prices will fall as well as rise so think of the bigger picture. Be prepared to invest for the medium to long term (usually 5 to 10 years) and expect your investments to fluctuate during that time
  • Remember that if the company's share price drops below what you originally paid the value of your original investment will fall. Never invest money you need for other purposes, such as paying your bills

The price and value of investments and their income fluctuates: you may get back less than the amount you invested. If you are in any doubt about investing in these types of investments, you should consult an independent financial adviser.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


Barclays Premier League

Proud sponsors of the Barclays Premier
League & the Barclays ATP World Tour Finals

Barclays APT  World Tour Finals