Business overdrafts
Fast, flexible access to extra money
When cashflow is tight, this is a flexible way for you to manage short-term borrowing. Our business overdrafts 3 4 are easy to arrange and give you instant access to funds. You can also apply in Online Banking.
Why choose a business overdraft? 3
- A convenient way to deal with unexpected expenditure and bills
- Tailor your borrowing terms to suit your needs
- Business overdraft rates that track the Bank of England Base Rate
- Easy to arrange
- Provides instant access to funds
- Business overdrafts are available for any period up to 12 months
An overdraft to suit you
- Match your business overdraft limit to your borrowing requirements, including how much you need and how long you wish to borrow money for
Minimise the cost of borrowing
- Only pay interest charges when you start using your overdraft and drawing money. Interest is charged at a variable rate that's linked to the Bank of England Base Rate
Minimum overdraft fees and margins
- Minimum fee of 0.25% pa
- Margins from 2.21% over the Bank of England Base Rate
Currency overdrafts
- For businesses that have income and expenditure in currencies other than Sterling, currency overdrafts can help you manage your finances.
Looking to move your business banking to Barclays?
Find out how to switch bank accounts or call us today on:
0845 605 2345 1
If you're an existing Barclays customer call us on:
0845 601 0106 2
Important information
1. Lines open Monday to Friday, 8am-7pm. To maintain a quality service, we may monitor and record phone calls. Read our call charges and information
1. Lines open Monday to Friday, 8am-7pm. To maintain a quality service, we may monitor and record phone calls. Read our call charges and information
2. Lines are open Monday to Friday 8am-8pm and Saturday 9am-1pm. To maintain a quality service, we may monitor and record phone calls.
Read our call charges and information
3. Business overdrafts are subject to application and status. Security may be required.
4. The Lending Code. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. The Lending Code sets minimum standards of good practice when dealing with certain customers in the UK in relation to loans, current account overdrafts, charge cards and credit cards. Further details can be found at:
Lending Standards Board