Credit Cards for Purchases
Gain control over your credit card purchases
- 0% introductory rates with our purchase offers
- Our lowest APR credit card has 7.9% interest
- Apply online quickly and easily
Products
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Barclaycard Platinum with Purchase
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| Representative example |
Representative APR 18.9% APR (variable) |
Purchase Rate pa 18.9% pa (variable) |
Assumed Credit Limit £1,200 (variable) |
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Subject to application and status. The terms of your product may differ from the example. |
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Additional benefits
- Easy online management – sign up to mybarclaycard to keep track of your account
- Cover against loss or damage – use your Barclaycard when purchasing brand new products and services from UK retailers online, by phone or mail order and you’re protected if your delivery is lost or damaged
- Emergency help – we offer replacement cards and emergency cash advances, depending on the money in your account. And if you’re abroad, you can count on our World Assistance team to help you, 24 hours a day
- Contactless payments – just hold your credit card close to a contactless reader for payments that are £20 or less
- 24 hour service – we’re ready to help whenever you need it
- Fraud monitoring – if we notice a suspicious transaction you may not have made, our Fraud Prevention team will give you a call straightaway
Purchase credit card guide
You could:
- Take advantage of our 0% interest on purchase offers
- Enjoy low interest rates for the long term
We could offer you our lowest APR yet or 0% interest on purchases and balance transfers for 12 months from account opening. You can give yourself a break from paying interest for a year or simply enjoy our lowest APR.
Got a question?
Eligibility
Now that you've seen the benefits that getting a purchase card can bring, see if you are eligible.
- You don't already have a Barclaycard
- You are aged 21 or over
- You have a regular income of more than £20,000 pa
- You have no history of bankruptcy
- You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
- You have a history of managing credit commitments well (ie have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage)
- You have always made payments on time
- You have had a permanent UK address for 3 months or more
- You have debt less than 10% of your income on credit cards or store cards (excludes mortgage debt)
Apply with more confidence
With our pre-application check – you can find out in 1 minute which card you may be eligible for, without affecting your credit rating.
