Credit Cards for Purchases
Gain control over your credit card purchases
- 0% introductory rates with our purchase offers
- Our lowest APR credit card has 7.9% interest
- Apply online quickly and easily
Barclaycard Platinum with balance transfer and purchase offer
|If you have a balance transfer, you’ll pay interest on all purchases made once the 0% purchase rate for 14 months has expired, unless you repay your entire balance in full each month.|
|Purchase Rate pa
|Assumed Credit Limit
Subject to application and status. The terms of your product may differ from the example.
- Online account services – sign up to mybarclaycard to keep track of your account*
- Purchase Delivery Protection – use your Barclaycard when purchasing products and services from UK retailers and you’re protected if your delivery is lost or damaged
- Emergency help – we offer replacement cards and emergency cash advances, depending on the money in your account. If you’re abroad, you can count on our Worldwide Assistance team to help you, 24 hours a day
- Free text alert service
- Contactless payment – you can make fast, easy and secure payments of £20 or under in seconds, wherever you see the contactless symbol
Purchase credit card guide
- Take advantage of our 0% interest on purchase offers
- Enjoy low interest rates for the long term
We could offer you our lowest APR yet or 0% interest on purchases and balance transfers for 12 months from account opening. You can give yourself a break from paying interest for a year or simply enjoy our lowest APR.
Got a question?
Now that you've seen the benefits that getting a purchase card can bring, see if you are eligible.
- You don't already have a Barclaycard
- You are aged 21 or over
- You have a regular income of more than £20,000 pa
- You have no history of bankruptcy
- You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
- You have a history of managing credit commitments well (ie have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage)
- You have always made payments on time
- You have had a permanent UK address for 3 months or more
- You have debt less than 10% of your income on credit cards or store cards (excludes mortgage debt)
Apply with more confidence
With our pre-application check – you can find out in 1 minute which card you may be eligible for, without affecting your credit rating.