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Purchase credit cards

Purchase-offer cards

If you’ve some urgent DIY to do or need some help with day-to-day spending, with one of our purchase -offer cards, you can spread the cost of your purchases.

Want to see if you're eligible for a Barclaycard?

Use our quick-and-easy tool that won't impact your credit rating.

See if you’re pre-selected to apply for a Barclaycard

Use our quick and easy pre-completed application form. Subject to status, terms and conditions apply.

Want to spend now and spread the cost?

Spread the cost of your purchases to give yourself some financial freedom.

If you’d like to buy something today and pay for it over a period of time, a purchase offer card could be ideal – you’ll just need to pay on time and stay within your credit limit. You can also use the balance transfer option to make the most of the promotional offer.

You won’t pay interest on your purchases during the promotional period, and you can then use the money you save in interest to reduce the amount you owe.

Credit cards

Barclaycard Platinum with 25 months purchase and balance transfer offer

  • 0% interest on purchases for 25 months from the date you open your account
  • 0% interest for 25 months on balance transfers made within 60 days of opening your account (1.99% fee applies)

Representative example
Representative APR – 18.9% APR (variable)
Purchase rate pa – 18.9% pa (variable)
Assumed credit limit – £1,200 (variable)

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to the one shown here because it depends on your individual circumstances

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Credit cards

Barclaycard Freedom Rewards card

  • 0% interest on purchases for a year from the date you open your account
  • 0% interest for a year on balance transfers made within 60 days of opening your account (0.15% fee applies)
  • Every time you spend on your card you’ll earn Freedom points, which you can redeem for great rewards

Representative example
Representative APR – 21.9% APR (variable)
Purchase rate pa – 21.9% pa (variable)
Assumed credit limit – £1,200 (variable)

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to the one shown here because it depends on your individual circumstances

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Our selection of cards for you

18.9% APR Representative (variable)

Credit cards

All credit cards

Want to shop now and spread the cost? Looking for your first credit card? Want to earn rewards or transfer balances? Then there could be a Barclaycard that’s perfect for your lifestyle.

Credit cards

Balance-transfer credit cards

If you need flexible ways to pay off your debt, a balance-transfer card could be just what you need. When you move your balance from your existing credit card to a Barclaycard, you could take advantage of interest free periods on your new card.

Credit cards

Cards for limited credit history

If you’re new to credit or have a limited credit history, we’ve got credit cards you could use to build your credit rating over time.

Credit cards

Freedom Rewards card

You can collect Freedom points with every purchase from your Rewards card. If you redeem enough points you can spend them at a wide range of Freedom partners – from restaurants to theme parks to online stores and high-street shops.

Want more than just a credit card?

Barclaycard features, extras and benefits.

  • Enjoy free and ongoing access to your Experian Credit Score
  • Fee Free Friday – buy tickets on a Friday for shows and gigs without paying admin fees
  • Presale tickets to shows – beat the crowds to the newest events with presale tickets
  • No multiple fees when abroad – just a fee of 2.99% each time you spend abroad
  • Your purchases protected – pay with Barclaycard and, as with any credit card, your purchases could be protected if they’re faulty or damaged when you receive them.
  • Online account servicing – pay your bill, check your credit limit and manage your account
  • Protecting you from fraud – 24/7 monitoring with a text or call if we see suspicious activity
  • Account alerts – keep control of your account with free text or email alerts
  • Quick ways to pay –contactless lets you make fast, easy and secure payments of £30 and under
  • Barclays Mobile Banking and Barclaycard app – your money on the move. Pay bills, check balances, send money, safely and securely
  • Easy to get in touch – you can call us from the Barclaycard app anytime and you'll get through without passwords and security questions