Credit cards

Credit cards

  • Barclaycard Platinum

    Barclaycard Platinum 34 months balance-transfer card

    • 0% interest on balance transfers for 34 months from account opening (2.99% transfer fee applies)
    • A fee of 3.5% will be applied, then reduced to 2.99% by a refund
      ( terms and conditions apply )
    • 0% interest on purchases for 6 months from account opening

     

    To keep your 0% rates, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended. If you have a balance transfer, you’ll pay interest on all purchases made once the 0% purchase rate has expired, unless you repay your balance in full.

     

    Representative
    example

    Representative APR

    18.9%

    (variable)

    Purchase rate pa

    18.9%

    (variable)

    Assumed credit limit

    £1,200

    Subject to application and status. The terms of your product may differ from the example. Terms and conditions apply to offers.

     

  • Barclaycard Initial

    Barclaycard Initial

    Looking for your first credit card, or have a limited credit history?
    With a credit limit of up to £1,200 and 0% on purchases for 3 months, Barclaycard Initial could be the right card for you.

     

    • 0% interest on purchases for 3 months from account opening 
    • Credit limit of between £150 and £1,200
    • Contactless technology for quick and easy payments for purchases of £20 or under

     

    Your account will be reviewed within 12 months and your interest rate will be reduced and your line of credit may be increased if you always pay on time and stay within your credit limit. 

    To keep your 0% rate, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended.
     

     

    Representative
    example

    Representative APR

    34.9%

    (variable)

    Purchase rate pa

    34.9%

    (variable)

    Assumed credit limit

    £1,200

    Subject to application and status. The terms of your product may differ from the example.

     

  • Barclaycard Platinum

    Barclaycard Platinum with balance transfer and purchase offer

    • 0% interest for 14 months on purchases and 0% interest for 19 months on balance transfers (2.49% fee applies)
    • A fee of 2.9% will be applied, then reduced to 2.49% by a refund
      ( terms and conditions apply )

     

    To keep your 0% rates, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended. If you have a balance transfer, you’ll pay interest on all purchases made once the 0% purchase rate has expired, unless you repay your balance in full.

     

    Representative
    example

    Representative APR

    18.9%

    (variable)

    Purchase rate pa

    18.9%

    (variable)

    Assumed credit limit

    £1,200

    Subject to application and status. The terms of your product may differ from the example. Terms and conditions apply to offers.

     

  • Barclaycard Platinum

    Barclaycard Platinum 18 months balance-transfer card

    • 0% interest on balance transfers for 18 months from account opening (with a 2.9% balance transfer fee)
    • 0% interest on purchases for 3 months from account opening

     

    To keep your 0% rates, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended. If you have a balance transfer, you’ll pay interest on all purchases made once the 0% purchase rate has expired, unless you repay your balance in full.

     

    Representative
    example

    Representative APR

    24.9%

    (variable)

    Purchase rate pa

    24.9%

    (variable)

    Assumed credit limit

    £1,200

    Subject to application and status. The terms of your product may differ from the example. Terms and conditions apply to offers.

     

  • Barclaycard Freedom Reward

    Barclaycard Freedom Rewards card

    Earn points everywhere. Get rewards you’ll love.

    • Get 10,500 Freedom points worth up to £30 when you spend £500 in your first 3 months ( terms and conditions apply )
    • Earn Freedom points wherever you shop, and double Freedom points at UK supermarkets, petrol stations and all Transport for London spend
    • Triple Freedom points when you shop at select partners and through the Freedom Rewards store (exclusions apply)
    • Redeem Freedom points at a range of high street stores, online brands and family destinations

     

    Representative
    example

    Representative APR

    18.9%

    (variable)

    Purchase rate pa

    18.9%

    (variable)

    Assumed credit limit

    £1,200

    Subject to application and status. The terms of your product may differ from the example.

     

     

  • Barclaycard Platinum

    Barclaycard low fee balance-transfer card

    • 0% interest on balance transfers for 25 months from account opening (1.5% transfer fee applies) 
    • A fee of 2% will be applied, then reduced to 1.5% by a refund
      ( terms and conditions apply )
    • 0% interest on purchases for 6 months from opening your account

     

    To keep your 0% rates, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended. If you have a balance transfer, you’ll pay interest on all purchases made once the 0% purchase rate has expired, unless you repay your balance in full.

     

    Representative
    example

    Representative APR

    18.9%

    (variable)

    Purchase rate pa

    18.9%

    (variable)

    Assumed credit limit

    £1,200

    Subject to application and status. The terms of your product may differ from the example. Terms and conditions apply to offers.

     

Benefits you get with a Barclaycard

Barclaycard comes packed with a range of benefits including:

  • Purchase Delivery Protection
  • Emergency card replacement
  • Cash advance
  • Worldwide Assistance
  • Online account services
  • Free text alert service
  • Contactless payment
  • Barclaycard Unwind