This account is no longer on sale
You can apply for a Barclays Bank Account and then use our new online Features Store to add Features such as Travel Insurance, Mobile Phone Insurance, Text Alerts, Online Statements and much more.
All benefits are subject to terms, conditions, exclusions & limitations. Please read the policy documents to ensure you know what's covered and what's not. Some Features come as part of Packs which carry a monthly fee.
Worldwide Travel Insurance including winter sports cover
Each account holder and his/her domestic partner must be under 80 years of age at the start date of any trip. Pre-existing medical conditions are not covered at any time under this policy unless they have been disclosed to and accepted by our Medical Assessment team. All trips must start and end in the UK and last no longer than 31 days.
Comprehensive RAC Breakdown cover in the UK and Europe
Includes Roadside, Recovery, At Home, Onward Travel and European cover. Account holder must be with the eligible vehicle when you ask for RAC’s help. No cover for commercial vehicles, trailers, caravans or the cost of parts. European cover is only available to vehicles up to 11 years old.
Mobile Phone Insurance
Worldwide cover for your mobile or smartphone against loss, theft, breakdown and accidental damage. Up to 2 handsets covered for joint accounts. The maximum individual retail cost or value of each mobile phone that can be registered for cover is £1,000 including VAT. The policy excess varies depending on the type of mobile phone you are claiming for. Maximum of 2 successful claims per account holder within a 12 month period.
Worldwide cover for tablets, laptops, camcorders, cameras, MP3 players and more. Protection for up to £750 in total against theft, breakdown, accidental and malicious damage. Loss is not covered. Cover starts immediately after registration. The policy excess varies depending on the gadget you are claiming for. The excess is £50 if you are claiming for a laptop or tablet and £25 for all other gadgets.
An additional one year's cover on new domestic appliances, on top of the standard one-year manufacturers' warranties, for breakdown caused by accidental damage. Appliances are replaced on a new-for-old basis. Registration within 90 days of purchase required.
Provided you have already registered, if any of your cards are lost or stolen anywhere in the world you can make one phone call and your missing cards will be
cancelled immediately and replacements ordered. No cover for unauthorised transactions which your card issuer may hold you liable for.
Legal and tax helpline
No advice will be given in relation to commercial law.
Will-Writing Service and inheritance tax brochure
Barclays Personalised Cards for free with an image of your choice
Contactless debit card to make payments easier and faster
Barclays loyalty mortgage – get a better deal (subject to status and availability)3
Terms, conditions and exclusions apply to all benefits. Read the policy documents so you know what’s covered and what’s not.
Activate your benefits
Key features, benefits & exclusions
|Personalised Debit Card explain||Register online|
|Worldwide Multi-Trip Travel Insurance, including winter sports coverexplain||No need to register|
|Comprehensive RAC Breakdown cover in the UK and Europe, including roadside recovery in the UK and Europeexplain||No need to register|
|Extended Warranty cover for your domestic appliancesexplain||Register by phone on
0800 99 4422 3
|Gadget Cover for things like your mp3 playerexplain||Register online or by phone on 0800 99 4422 3|
|Mobile Phone Insurance, including cover against loss and for SIM card replacementexplain||Register online or by phone on 0800 99 4422 3|
|Card Secure enables you to register all your cards with one phone callexplain||Register by phone on
0800 99 4422 3
|Will-Writing Service||Register online or by phone on 0333 202 7527 3|
|Stockbrokers MarketMaster||Register by phone on 0333 202 7527 3 Quote '5872'|
|Legal advice helpline when you need it – 24 hours a day
||No need to register|
|Free Text Alerts, including Near Limit Alert||Register
, in branch or over the phone on
0345 734 5345 3
Fee-free overdraft up to £2501
Daily overdraft fees are charged on your overdraft balance. If you go over the fee-free amount, you’ll be charged on the whole balance of your arranged overdraft as follows:
Over £250 and up to £1,000 – 75p per day
Over £1,000 and up to £2,000 – £1.50 per day
Over £2,000 – £3 per day
Fee-free overdraft up to £250 (subject to application and status) while you stay within that limit.
Up to £250 fee-free. If you use an overdraft of £1,200, you will be charged £1.50 a day when you use it.
Get the most out of your account
- Online Banking – pay bills, manage payments, check statements and more
- Telephone Banking – 24/7 banking is just a phone call away
- Text Alerts – get text messages about your account to your mobile
- Mobile Banking – check your balance, view mini-statements, make payments and more
You can purchase Children's Healthcare Cover at competitive rates. More details can be found within terms & conditions.
For full details of registration, including what is covered and exclusions, read the policy summaries within terms & conditions.
Terms & conditions
Terms, conditions and exclusions apply to all Additions benefits
Open the document you need by selecting the relevant link from the table below. You can then print or save it to your computer 2.
|Additional Terms and Conditions for Current Accounts||160 KB|
|Personalised Debit Card||Full details|
|About our insurance||170 KB|
|Mobile phone insurance||330 KB|
|RAC breakdown cover||990 KB|
|Stockbrokers MarketMaster||160 KB|
|Extended warranty||580 KB|
|Gadget insurance||360 KB|
|Legal advice helpline||560 KB|
|Will-Writing Service||130 KB|
|Children's health cover||150 KB|
|Card Secure||380 KB|
Build your own current account
You can now choose what features you would prefer by switching to Barclays Bank Account and using our online Feature store to build your personalised current account.
To switch your account, go into your nearest branch or call us on 0345 734 5345 3 .