Current Account Plus

Current Account Plus

This account is no longer on sale

You can apply for a Barclays Bank Account and then use our new online Features Store to add Features such as Travel Insurance, Mobile Phone Insurance, Text Alerts, Online Statements and much more.

All benefits are subject to terms, conditions, exclusions and limitations. Please read the policy documents to ensure you know what's covered and what's not. Some Features come as part of Packs that carry a monthly fee. 


Mobile Phone Insurance
Worldwide cover for your mobile or smartphone against loss, theft, breakdown and accidental damage. Up to 2 handsets covered for joint accounts. The maximum individual retail cost or value of each mobile phone that can be registered for cover is £1,000 including VAT. The policy excess varies depending on the type of mobile phone you are claiming for. Maximum of 2 successful claims per account holder within a 12 month period.

Gadget Cover
Worldwide cover for tablets, laptops, camcorders, cameras, MP3 players and more Protection for up to £750 in total against theft, breakdown, accidental and malicious damage. Loss is not covered. Cover starts immediately after registration. The policy excess varies depending on the gadget you are claiming for. The excess is £50 if you are claiming for a laptop or tablet and £25 for all other gadgets.

Extended Warranty
An additional one year's cover on new domestic appliances, on top of the standard one-year manufacturers' warranties, for breakdown caused by accidental damage. Appliances are replaced on a new-for-old basis. Registration within 90 days of purchase required.

Card Secure
Provided you have already registered, if any of your cards are lost or stolen anywhere in the world you can make one phone call and your missing cards will be cancelled immediately and replacements ordered. No cover for unauthorised transactions which your card issuer may hold you liable for.

Legal and tax helpline
No advice will be given in relation to commercial law.

Barclays Personalised Cards for free with an image of your choice

Contactless debit cards to make payments easier and faster (subject status)

Barclays loyalty mortgage – get a better deal (subject to status and availability)2


Overdraft information

  • Apply for an fee-free overdraft up to £300
  • Daily overdraft fees are charged on your overdraft balance. If you go over the fee-free amount, you’ll be charged on the whole balance of your arranged overdraft as follows:
    Over £300 and up to £1,000 – 75p per day
    Over £1,000 and up to £2,000 – £1.50 per day
    Over £2,000 – £3 per day
    Representative example:
    Fee-free overdraft up to £300 (subject to application and status) while you stay within that limit.
    Up to £300 fee-free. If you use an overdraft of £1,200, you will be charged £1.50 a day when you use it.


Ways to bank

All benefits are subject to terms, conditions and exclusions. Please read the policy documents to ensure you know what's covered and what's not.

Activate your benefits

Account benefit Registration needed? How to register
Personalised debit card Yes You can register online
Legal services No You're automatically registered
When you're ready to use the service, call 0800 328 6931 4 and select the legal helpline option.
Your overdraft No Remember that all Current Account Plus overdrafts and Emergency Borrowing facilities are subject to application and status and are repayable on demand.
Apply for an overdraft
Mobile Phone Insurance Yes You can register online or call 0800 328 6931 4 and select the mobile phone insurance option.
Extended Warranty cover Yes You can register online or call 0800 328 6931 4 select the extended warranty option.
Gadget Cover Yes You can register online or call 0800 328 6931 4 and select the gadget insurance option.
Card Secure Yes Please call 0800 328 6931 4 and select the Card Secure option.


Terms & conditions

Here’s the important information you need to know about Current Account Plus.

Current Account Plus Welcome Pack 810 KB
Personalised Debit Card Full details


Build your own current account

You can now choose what features you would prefer by switching to Barclays Bank Account and using our online Feature store to build your personalised current account.

To switch your account, go into your nearest branch or call us on 03457 345 345.


Cooling off

If you are not happy with your account, you have a 14-day period in which to contact us to cancel your account or switch to another account. This period begins on the date your account is opened or the date you receive your terms and conditions and other account information, whichever is the later. If you contact us within this period to cancel or switch your account, we will refund any account fees you may have paid. However, if you cancel or switch your account at a later date, you will not be refunded the account fees that you have paid. If you wish to cancel or switch your account, you should tell us by writing to Barclays, Leicester LE87 2BB.


Your feedback

We want to hear from you if you feel unhappy with the service you've received from us. Letting us know your concerns gives us the opportunity to put matters right for you and improve our service to all our customers. You can complain in person at your branch, in writing, by email or by telephone. A leaflet detailing how we deal with complaints is available on request in any of our branches, from the Barclays Information Line on 0800 400 100 4 or at Alternatively you can write to Barclays, Leicester LE87 2BB.

If we do not resolve your complaint internally to your satisfaction, you may be able to refer it to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR (telephone: 08000 234 567). The Financial Ombudsman Service is an organisation set up by law to give consumers a free and independent service for resolving disputes with financial firms. Details of those who are eligible complainants can be obtained from the Financial Ombudsman Service.

Important information

The Lending Code: Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. The Lending Code sets minimum standards of good practice when dealing with certain customers in the UK in relation to loans, current account overdrafts, charge cards and credit cards. Further details can be found at: Lending Standards Board
1. Overdrafts are subject to status and application so the amount offered may be different to that shown on the example. All borrowing is repayable on demand. The fees shown here are variable, which means we can change them – although we will let you know before we do this.
2. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays personal current account that has been credited with a minimum of £800 in each of the last 3 months. Applications are subject to status and a minimum age of 18.

3. To view Adobe® PDF files you will need Adobe Reader®, available from Adobe Systems Incorporated. Adobe® and Reader® are the registered trademarks of Adobe Systems Incorporated in the United States and/or other countries. For more information on accessibility please see the Adobe Accessibility site.

4. To maintain a quality service, we may monitor and record phone calls. Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or when calling from abroad. Call charges
5. To maintain a quality service, we may monitor or record phone calls. Read our call charges and information