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First Additions

Current accounts from Barclays

This account is no longer on sale

You can apply for a Barclays Bank Account and then use our new online Features Store to add Features such as Travel Insurance, Mobile Phone Insurance, Text Alerts, Online Statements and much more.

All benefits are subject to terms, conditions, exclusions & limitations. Please read the policy documents to ensure you know what's covered and what's not. Some Features come as part of Packs which carry a monthly fee. 


Mobile Phone Insurance
Worldwide cover for your mobile or smartphone against loss, theft, breakdown and accidental damage. Up to 2 handsets covered for joint accounts. The maximum individual retail cost or value of each mobile phone that can be registered for cover is £1,000 including VAT. The policy excess varies depending on the type of mobile phone you are claiming for. Maximum of 2 successful claims per account holder within a 12 month period.

Gadget Cover
Worldwide cover for tablets, laptops, camcorders, cameras, MP3 players and more. Protection for up to £750 in total against theft, breakdown, accidental and malicious damage.  Loss is not covered. Cover starts immediately after registration. The policy excess varies depending on the gadget you are claiming for. The excess is £50 if you are claiming for a laptop or tablet and £25 for all other gadgets.

Card Secure
Provided you have already registered, if any of your cards are lost or stolen anywhere in the world you can make one phone call and your missing cards will be
cancelled immediately and replacements ordered. No cover for unauthorised transactions which your card issuer may hold you liable for.

Legal and tax helpline
No advice will be given in relation to commercial law.

Barclays Personalised Cards for free with an image of your choice
Contactless debit card to make payments easier and faster


Terms, conditions and exclusions apply to all benefits.  Read the policy documents so you know what’s covered and what’s not.

Activate your benefits

Key features, benefits & exclusions

Personalised Debit Card explain Register online
Gadget Cover for things like your mp3 playerexplain Register online or by phone on 0800 328 6931 3
Mobile Phone Insurance, including cover against loss and for SIM card replacementexplain Register online or by phone on 0800 328 6931 3
Card Secure enables you to register all your cards with one phone callexplain Register online or by phone on
0800 328 6931
Legal advice helpline 24 hours a day No need to register
Free Text Alerts, including Near Limit Alert Register online , in branch or over the phone on 0345 734 5345 4

Fee-free overdraft up to £100 1

Daily overdraft fees are charged on your overdraft balance. If you go over the fee-free amount, you'll be charged on the whole balance of your arranged overdraft as follows:

Over £100 and up to £1,000 – 75p per day
Over £1,000 and up to £2,000 – £1.50 per day
Over £2,000 – £3 per day

Representative example:

Fee-free overdraft up to £100 (subject to application and status) while you stay within that limit. If you use an overdraft of £1,200, you’ll be charged £1.50 a day when you use it.



Get the most out of your account


For full details of registration, including what is covered and exclusions, read the policy summaries within terms & conditions.


Terms and conditions

Terms, conditions and exclusions apply to all Additions benefits.

Here’s the important information you need to know about First Additions.


First Additions Welcome Pack 860 KB
Personalised Debit Card Full details


Build your own current account

You can now choose what features you would prefer by switching to Barclays Bank Account and using our online Feature store to build your personalised current account.

To switch your account, go into your nearest branch or call us on 0345 734 5345 3.

Important information
1. Overdrafts are subject to status and application so the amount offered may be different to that shown on the example. All borrowing is repayable on demand. The fees shown here are variable, which means we can change them – although we will let you know before we do this.
2. To view Adobe® PDF files you will need Adobe Reader®, available from Adobe Systems Incorporated. Adobe® and Reader® are the registered trademarks of Adobe Systems Incorporated in the United States and/or other countries. For more information on accessibility please see the Adobe Accessibility site.
3. To maintain a quality service, we may monitor and record phone calls. Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or when calling from abroad. Call charges
4. Lines open Monday to Sunday 7am – 11pm. To maintain a quality service, we may monitor or record phone calls. Read call charges information