Graduate Additions overdraft
A flexible way to borrow that's designed just for graduates
If you hold a Graduate Additions bank account with us, you can apply for an overdraft 1 2 to tide you over.
What you get with a Graduate Additions overdraft:
- Up to £3,000 interest-free overdraft for up to 5 years after you complete your studies, depending on how long it’s been since you graduated:
- 1 year or less: apply for up to £3,000
- 1 to 2 years: apply for up to £2,000
- 2 to 3 years: apply for up to £1,000
- 3 to 4 years: apply for up to £500
- 4 to 5 years: apply for up to £200
- 1 year or less: apply for up to £3,000
- An extension on your overdraft up to £3,000 at 14.9% pa (variable) 1
Representative example for your 1st year after graduation:
Up to £3,000 – 0% interest pa (variable) 1
Lower interest-free tiers apply in future years
Applying for an overdraft
As long as you hold a Graduate Additions Account you can apply for an overdraft at your local branch.
See
Graduate Additions overdraft charges
If you're registered for Telephone Banking, you can also apply by phone. You'll find the number you need to call on your statement.
1. Overdrafts and Personal Reserves are subject to status and application so the amount offered may be different to that shown on the example. All borrowing is repayable on demand. For full details, see our Student overdraft
2. The Lending Code. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. The Lending Code sets minimum standards of good practice when dealing with certain customers in the UK in relation to loans, current account overdrafts, charge cards and credit cards. Further details can be found at: Lending Standards Board
