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Student Additions overdraft

Overdraft

Need help to tide you over?

A student overdraft 1 2 could help until the money starts coming in. It's the flexible way to borrow.

From 16 June, we’ll no longer be charging interest on our overdrafts. Instead, there will be a simple daily fee – with interest-free overdrafts becoming fee-free amounts, meaning you won't be charged providing you don't borrow more than that amount.   Read more about this change

If you hold a Student Additions account, you can apply for:

  • Up to £2,000 interest-free while studying at university depending on circumstances, with £200 interest-free available when you open your account subject to application and status
  • An extension on your overdraft 1 up to £3,000 at the preferential rate of 8.9% per annum (variable)
  • Overdrafts are only available to UK resident students
  • Representative example:
    Up to £2,000 – 0% interest per annum (variable)
    Over £2,000 and up to £3,000 – 8.9% interest per annum (variable)

    Subject to status 1

See our Student Additions rates & charges

Applying for an overdraft

As long as you hold a Student Additions Account with us you can apply for an overdraft at your local branch.

Find a branch

If you have a Student Additions account you can also apply by phone by contacting 03457 345 345.

Important information
1. Overdrafts and Personal Reserves are subject to status and application so the amount offered may be different to that shown on the example. All borrowing is repayable on demand. For full details, see our Student overdraft
2. The Lending Code. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. The Lending Code sets minimum standards of good practice when dealing with certain customers in the UK in relation to loans, current account overdrafts, charge cards and credit cards. Further details can be found at: Lending Standards Board

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


 

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