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Student Additions Account

Student accounts


    • Free Text Alerts to help you manage your money 
    • Online , Mobile and Telephone Banking
    • Check your balance, view your most recent transactions, transfer funds between your accounts and make payments to existing payees with Barclays Mobile Banking  app for your iPhone, or iPad, Android or Blackberry
    • Contactless debit card to make payments easier and faster (subject to status), which you can personalise for free with a photo of your choice
    • We will deliver replacement debit cards to your home within 2 working days
    • Full protection against online debit card fraud


    Overdraft information

    • Up to £2,000 interest-free while you’re studying at university depending on circumstances, with £200 interest-free available when you open your account subject to application and status. The maximum limit available is £3,000, and overdraft limits above £2,000 will incur interest
    • Overdrafts are not available to non-UK resident Students
    • Representative example:
      Up to £2,000 – 0% interest pa (variable)
      Over £2,000 and up to £3,000 – 8.9% interest pa (variable)
      See Student overdraft


    Read the important information on your cooling-off period, the Financial Service Compensation Scheme, your feedback and eligible courses.

    Terms and conditions apply to travel insurance.

    To find out more please pop into a branch.


This could suit you if:

  • You need an overdraft
  • You'd like a student account with no monthly fee
  • You're a full-time student

See our alternative accounts if:

  • You're not a full-time student
  • You want an account that pays interest
  • You'd like even more benefits

Before you apply:

  • You must be aged 18 or over
  • You must be a resident of the UK with a 3-year address history
  • You must be studying full time for a minimum of 12 months at a recognised higher-education institution in the UK for a degree or equivalent qualification, or full time for a post-graduate degree
  • You must pay your main source of funding into your Student Additions account
  • Your main current account must be with us

You must also provide confirmation that you’re a student. This can be:

  • A UCAS letter (no more than 12 months old)
  • A recognised student ID card (not a student union card)
  • A letter from the Student Loans Company (on Student Loans Company letter headed paper)
  • A letter from your university, confirming your enrolment


Consumer Moneyfacts Awards 2013 – current accounts

We’re pleased to announce that we won Student Account Provider of the Year.

We were also nominated for 6 other awards, including:

  • Online Banking Provider of the Year
  • Current Account Provider of the Year


Read more about the Moneyfacts Awards and nominations

Looking for alternative accounts?

Graduate Additions – get added extras for a monthly fee


Important information
1. Overdrafts and Personal Reserves are subject to status and application so the amount offered may be different to that shown on the example. All borrowing is repayable on demand. For full details, see our student overdraft .


Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


Barclays Premier League

Proud sponsors of the Barclays Premier
League & the Barclays ATP World Tour Finals

Barclays APT  World Tour Finals

Financial Services Compensation Scheme. Protecting your money. Find out more here.