Additions Active
- £15 a month
- Mobile phone insurance
- Worldwide multi-trip travel insurance
- Interest-free overdraft up to £300 1 2
Representative example:
Up to £300 – 0% interest pa (variable)
£301 to £5,000 – 18.3% interest pa (variable) 1
Key features, benefits, limitations & exclusions
- Worldwide multi-trip travel insuranceexplain
- Mobile phone insurance including cover against loss, theft and accidental damageexplain
- Comprehensive RAC Breakdown Cover in the UK and Europeexplain
- Extended warranty cover for your domestic appliancesexplain
- Cardholder protection, covering you against loss or theft of your cards or passportexplain
- Will-Writing service and inheritance tax brochure
- Barclays loyalty mortgage – get a better deal (subject to status and availability) 3
- 24/7 ID theft advice helpline
- Legal and tax helpline
- Gadget insurance for things like your mp3 playerexplain
- Contactless debit card to make payments easier and faster (subject to status)
Overdraft information
- Apply for an interest-free overdraft up to £300
Overdrafts between £301and £5,000 incur18.3% pa(variable)
Representative example:
Up to £300 – 0% interest pa (variable)
£301 to £5,000 – 18.3% pa (variable) 1 - No overdraft fees (if overdrawn within agreed limit)
- Apply for a Personal Reserve 1
Ways to bank
- Online Banking
- Telephone Banking
- Mobile Banking
- Debit cards
- Text Alerts – with free Near Limit Alert text messages
- A network of more than 1,700 branches
Already have Additions Active?
Make the most of your benefits
All benefits are subject to terms, conditions and exclusions. Please read the policy documents to ensure you know what's covered and what's not.
Open the document you need by selecting the relevant link from the table below. You can then print or save it to your computer 4.
| Retail Customer Agreement | 550 KB |
|
Worldwide multi-trip family travel insurance |
1.53 MB |
| Comprehensive RAC Breakdown Cover | 600 KB |
| Mobile phone insurance | 410 KB |
| Cardholder protection | 330 KB |
| Extended warranty | 580 KB |
| Gadget insurance | 390 KB |
| Identity Support Advice Line | 90 KB |
| About our insurance services | 180 KB |
| Legal helpline | 90 KB |
| Will-Writing service | 140 KB |
| Your money | 150 KB |
Cooling off
If you are not happy with your account, you have a 14-day period in which to contact us to cancel your account or switch to another account. This period begins on the date your account is opened or the date you receive your terms and conditions and other account information, whichever is the later. If you contact us within this period to cancel or switch your account, we will refund any account fees you may have paid. However, if you cancel or switch your account at a later date, you will not be refunded the account fees that you have paid. If you wish to cancel or switch your account, you should tell us by writing to Barclays, Leicester LE87 2BB.
Switching your Barclays account
You can change to a different account with a lower monthly fee, or no monthly fee at all, at any time. To switch your account, go into your nearest branch or call us on 08457 555 555 5.
Your feedback
We want to hear from you if you feel unhappy with the service you've received from us. Letting us know your concerns gives us the opportunity to put matters right for you and improve our service to all our customers. You can complain in person at your branch, in writing, by email or by telephone. A leaflet detailing how we deal with complaints is available on request in any of our branches, from the Barclays Information Line on 0800 400 100 5 or at www.barclays.co.uk. Alternatively you can write to Barclays, Leicester LE87 2BB.
If we do not resolve your complaint internally to your satisfaction, you may be able to refer it to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR (telephone: 08000 234 567). The Financial Ombudsman Service is an organisation set up by law to give consumers a free and independent service for resolving disputes with financial firms. Details of those who are eligible complainants can be obtained from the Financial Ombudsman Service.
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and small businesses – are covered by the scheme.
In respect of deposits, an eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor’s accounts with the bank, including their share of any joint account, and not to each separate account.
For further information about the scheme (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the website Financial Services Compensation Scheme or call 020 7892 7300 or 0800 678 1100.
Barclays Bank PLC may also accept deposits under the following trading names; Barclays, Barclays Bank, Barclaycard, Barclays Business, Barclays Capital, Barclays Commercial, Barclays Corporate, Barclays International Private Banking, Barclays Local Business, Barclays Premier, Barclays Private Bank, Barclays Wealth, Standard Life Cash Savings and Standard Life Cash Savings & Mortgages. Deposits accepted from an eligible depositor under these trading names are combined for the purposes of deposit compensation from the FSCS. The FSCS is not applicable to deposits held at branches in the Channel Islands or the Isle of Man.
This could suit you if:
- You'd like an overdraft 1
- You want extra benefits
See our alternative accounts if:
- You'd like an account with no monthly fee
- You want access to more exclusive benefits
Apply for Additions Active
- Apply or upgrade online
- Easy and secure
- Most accounts ready in just 7 working days
- Learn more about applying online
- Learn more about applying in branch
Looking for alternative accounts?
Premier Life – Exclusive benefits and personal service
Barclays Bank Account – A basic account with no monthly fee
Current Account Plus – Handy extra features like mobile insurance and cardholder protection
Important information
1. Overdrafts and Personal Reserve are subject to status and application so the amount offered may be different to that shown on the example. All borrowing is repayable on demand
2. The Lending Code: Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. The Lending Code sets minimum standards of good practice when dealing with certain customers in the UK in relation to loans, current account overdrafts, charge cards and credit cards. Further details can be found at: Lending Standards Board