Budget planner

Concerned about money?

It’s important to be sure repayments will fit in with your other monthly commitments.

We’ve prepared this budget planner to help you see what you can afford.

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To help calculate how much you can afford to pay back each month, please answer the questions below. We’ll then show your results.

Debt repayments

  Monthly Repayments Amount Outstanding
Store card(s) £ £
Credit card(s) £ £
Hire purchase (eg sofa) £ £
Overdraft £ £
Current personal loans £ £
Car finance £ £

Other outgoings

Please enter one value for each of the outgoings.

  Weekly Monthly Yearly
Rent / Mortgage repayments £ £ £
Bills & Finance
eg phone, utilities, insurance
£ £ £
Travel & Transport
eg RAC, commuting, petrol
£ £ £
Home & Family
eg garden, pets, childcare
£ £ £
eg going out, food, shopping
£ £ £
eg donations, beauty treatments
£ £ £

Income details

Please fill in the details of your annual income, remembering to subtract any tax payable.

Employment £
Pension £
Other income £


Total outstanding debt £0.00
Total monthly debt repayments £0.00
Other monthly outgoings £0.00
Total monthly income £0.00


Important information

You can use this budget planner to help calculate your approximate monthly disposable income. However, the figures you insert won't be retained by Barclays or used to assess any applications for credit products you make.