Buying a new home
Whether you're buying a new place to live in, a second home or a holiday retreat, there's more to think about than just snapping up your dream home.
With our help, your mortgage shouldn't be on the 'to do' list for long, which means more time to plan for the big move.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Selling your existing home
Here are some tips on preparing your home for going on the market:
Brush away the cobwebs
- Make your home stand out among buyers. Give it a thorough clean, especially the kitchen and bathroom. Adding new surfaces and re-tiling freshen up the look of your home and make it more appealing.
- Make sure the exterior and front door offer a warm welcome. Tidy up the garden.
- Get rid of clutter as this can make rooms seem smaller.
- Simple and inexpensive touches like fresh flowers on the table can make a big difference.
- Make sure the property is moderately warm and not too cold.
- Switch off the television or anything else that could be distracting.
- Keep curtains and blinds open to allow natural light in.
Set a budget and stick to it
- Add up the costs associated with selling and buying a home.
- Factor in stamp duty, solicitors' fees and the estate agent's fee.
You'll also be charged land registry and telegraph fees.