Debit card rates and charges
Rates & charges for debit cards
Listed here are the key charges for using your Barclays debit card in the UK and abroad.
Using your Barclays debit card – what costs and what doesn’t
| Service | Charge |
|---|---|
| Cash withdrawal in the UK 2 | We will not charge you 1 |
| Debit card purchases in the UK 2 | We will not charge you |
| Using your debit card to buy foreign currency or travellers cheques in the UK 2 | We will not charge you |
Information about fees for
using your debit card abroad
Barclays will charge you a 2.99% Non-Sterling Transaction Fee for using your debit card abroad when making purchases, withdrawing cash or when you're being refunded. This fee will also apply whenever you don't pay in sterling, for example, when you shop online at a non-UK website.
On top of this, if you’re getting cash over the counter at a bank abroad (including Barclays), or using an ATM other than a Barclays ATM or an ATM at a Global Alliance member bank you’ll also be charged a £1.50 Non-Sterling Cash Fee and the ATM provider may apply other charges.
Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction. This date may be different to the day on which the transaction took place. Historic exchange rate information is available on www.visaeurope.com .
When using your debit card abroad, some merchant terminals or ATMs may offer you the choice of paying for your transaction in sterling. If you choose to pay in sterling the 2.99% Non-Sterling Transaction Fee will not apply, but you should always try to find out what the merchant or ATM provider's commission charges are and what exchange rate they're using because, overall, it may be more expensive to pay in sterling. Although the Non-Sterling Transaction Fee will not apply for these transactions, you'll still have to pay the Non-Sterling Cash Fee if you are getting cash over the counter at a bank abroad (including Barclays), or using an ATM other than a Barclays ATM or an ATM at a Global Alliance member bank.
Barclays ATMs are located worldwide (including in France, Egypt, India, Pakistan, Italy, Portugal and Spain). (The Non-Sterling Transaction Fee was previously referred to as 'commission' and 'foreign exchange charge' and the Non-Sterling Cash Fee as 'a fee' and 'transaction charge').
For more information, please go to www.barclays.co.uk/debitcardsabroad
