Debit card rates and charges

Debit cards

Rates & charges for debit cards

Listed here are the key charges for using your Barclays debit card in the UK and abroad. Click the button below to learn more about our debit cards.

Making purchases or obtaining cash in the UK

Service Charge
Cash withdrawal (in sterling) from LINK cash machines in the UK 1 Free 1
Debit card purchases (in sterling) from UK merchants Free
Cash (in sterling) over the counter at Barclays and Post Office® branches Free 2
Using your debit card in the UK to obtain sterling anywhere except a LINK cash machine, Post Office® branch or Barclays branch (excluding cashback when paying for goods using your debit card) 2%
(minimum £1.50, maximum £4.50)
Obtaining foreign currency or travellers cheques anywhere other than a Barclays branch or via Barclays Travel Line 2%
(minimum £1.50, maximum £4.50)


Information about fees for using your card abroad

If you use your debit card abroad, you'll incur a 2.99% foreign exchange charge. If you're getting cash over the counter at a bank (including Barclays), or using an ATM other than a Barclays ATM or those within the Global Alliance, you'll also be charged 2% of the transaction (minimum charge £1.50, maximum £4.50) and there may be other charges. See which banks are in our Global Alliance . The 2.99% foreign exchange charge is included in the exchange rate used by the card scheme to convert the currency amount into sterling on the day it processes the transaction.

Important information
 
1. Barclays will not charge you for using your card in Barclays, Woolwich or any other cash machine in the UK. Other companies may make a charge but must tell you on-screen before you commit to any transaction. This relates to Sterling transactions in the UK, Channel Islands, Isle of Man and Gibraltar only.

2. Some branches may require advance notice if you request a cash amount over the counter that exceeds your daily ATM withdrawal limit.

 

Barclays Bank PLC. Registered in England. Barclays Bank PLC is authorised and regulated by the Financial Services Authority (FSA). Registered No 1026167. Barclays Insurance Services Company Limited is authorised and regulated by the FSA. Registered No 973765. Registered Office for both: 1 Churchill Place, London, E14 5HP. "The Woolwich" and "Woolwich" are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed and regulated by the Office of Fair Trading for the provision of credit products to consumers and related services. Further details can be found at www.lendingstandardsboard.org.uk


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