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Debit card rates and charges

Debit cards

Rates & charges for debit cards

Listed here are the key charges for using your Barclays debit card in the UK and abroad.

Using your Barclays debit card – what costs and what doesn’t

Service Charge
Cash withdrawal in the UK 2 We will not charge you 1
Debit card purchases in the UK 2 We will not charge you
Using your debit card to buy foreign currency or travellers cheques in the UK 2 We will not charge you


Information about fees for using your debit card abroad

Barclays will charge you a 2.99% Non-Sterling Transaction Fee for using your debit card abroad when making purchases, withdrawing cash or when you're being refunded. This fee will also apply whenever you don't pay in sterling, for example, when you shop online at a non-UK website.

On top of this, if you’re getting cash over the counter at a bank abroad (including Barclays), or using an ATM other than a Barclays ATM or an ATM at a Global Alliance member bank you’ll also be charged a £1.50 Non-Sterling Cash Fee and the ATM provider may apply other charges.

Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction. This date may be different to the day on which the transaction took place. Historic exchange rate information is available on www.visaeurope.com .

When using your debit card abroad, some merchant terminals or ATMs may offer you the choice of paying for your transaction in sterling. If you choose to pay in sterling the 2.99% Non-Sterling Transaction Fee will not apply, but you should always try to find out what the merchant or ATM provider's commission charges are and what exchange rate they're using because, overall, it may be more expensive to pay in sterling. Although the Non-Sterling Transaction Fee will not apply for these transactions, you'll still have to pay the Non-Sterling Cash Fee if you are getting cash over the counter at a bank abroad (including Barclays), or using an ATM other than a Barclays ATM or an ATM at a Global Alliance member bank.

Barclays ATMs are located worldwide (including in France, Egypt, India, Pakistan, Italy, Portugal and Spain). (The Non-Sterling Transaction Fee was previously referred to as 'commission' and 'foreign exchange charge' and the Non-Sterling Cash Fee as 'a fee' and 'transaction charge').

For more information, please go to www.barclays.co.uk/debitcardsabroad

Important information
 
1. Barclays will not charge you for using your debit card in the UK when withdrawing cash. A small number of ATM providers may charge a transaction fee but they should tell you about this onscreen before you commit to any transaction. Some branches may require advance notice if you request a cash amount over the counter that exceeds your daily ATM withdrawal limit.
 
2. Including the Channel Islands, Isle of Man and Gibraltar.
 

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


 

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