Digital Banking Newsletter: April 2013
Home buying at your fingertips
Find your dream home and see how much it could cost you with the Barclays Homeowner app.
Search the market with Zoopla (one of the UK's largest property databases), filter and save properties you like, and use financial tools to see how much you could borrow or how much it would cost to move 1. You'll even get direct access to estate agents and mortgage specialists to move things forward.
As with all our apps, Barclays Homeowner is free to download and use. Spread the word with your friends and family, as you don't need to be a Barclays customer to use it.
Join the newsletter mailing list
You can get this newsletter sent straight to your inbox. It's easy to set up.
Just log in to Online Banking and go to 'Change contact details' within 'Account Services' on the blue navigation bar. Uncheck the 'Email' box under 'Your marketing preferences'.
Free Wi-Fi in branch
We're proud to be the first UK bank to offer free Wi-Fi in our branches – giving you even more ways to bank.
Connect to our in branch Wi-Fi on your smartphone or tablet to check your balance, make a payment or download our mobile apps through Barclays.mobi. And if you're not sure how to use the service, our branch staff can guide you through it.
You can also use our Wi-Fi to browse the web or check your emails while you're waiting in branch.
Just select the 'BarclaysFreeWiFi' network on your device to get started. You'll need to read and accept the terms and conditions.
Savings made simple
Confused about ISAs? We've teamed up with Money Advice Service to explain the ins and outs of ISAs in 3 easy steps.
1. About cash ISAs
Cash ISAs are a great way to save money away from the prying eyes of the tax man – as the interest you get is exempt from tax. You can subscribe to one cash ISA per year and save up to a certain amount. With instant-access cash ISAs you can withdraw your money when you want to. With fixed-term cash ISAs, you'll get your money back at the end of the term and some allow early withdrawals.
2. Your cash ISA allowance
You can currently save up to £5,760 in a cash ISA. If you don’t use this allowance within the current tax year, you won’t get it back. Also, remember that if you withdraw money from a full ISA (ie, £5,760), you won’t be able to top up the ISA to the full amount again within that tax year – you’ll have to wait until the next tax year.
3. Cash vs investment ISAs
While you can save up to £5,760 in a cash ISA, you could save another £5,760, or the full £11,520 allowance, in an investment ISA. You won’t have to pay tax on any interest or dividends, and any profits from investments are exempt of Capital Gains Tax 2. But remember that the value of investments can go down as well as up, based on the performance of the stock market, so you could get back less than you invested.
The Money Advice Service is an independent service, set up by the government to help people make the most of their money by giving free, impartial money advice to everyone across the UK.
LifeSkills: Helping young people get ready for the world of work
LifeSkills, created with Barclays, is a major new programme to help young people unlock their potential and get ready for the world of work.
The programme gives support on practical skills such as writing a stand-out CV, giving a great performance at interviews and much more. Students could also get access to thousands of work experience opportunities at a variety of companies – including some of the UK’s biggest employers.
Be a part of it – register as a student, teacher or business.
Setting the standard for online
Our industry-leading approach to online and mobile banking security has been recognised by the world’s most respected standards body.
The British Standards Institute (BSI) has awarded Barclays Online Banking and now our mobile apps – Barclays Mobile Banking and Barclays Pingit – the international ISO 27001 certification for security and resilience.