Ski & Winter Sports Insurance
What is the best travel insurance for winter sports enthusiasts?
Many travel insurance policies have the option to include extra winter sports cover, but you need to make sure that the policy covers the things that are right for your break.
The most obvious issue is cover for lost, damaged or stolen personal equipment. Check your ski travel insurance policy for actual items covered. Usually it will include skis, snowboards, boots, bindings, etc. but it may have a maximum value. Check it adequately covers your kit.
Winter sports travel insurance will usually put an upper limit on lost, damaged or stolen hire equipment too. Again, check the policy for the actual amount before you buy. It may also cover travel delays, and piste closure due to avalanche or weather conditions, but it may be limited to a certain number of days. Limits may also apply for holiday interruption due to sickness for a non-refundable ski holiday. Insurance policies will usually specify an amount payable per day and may have a maximum amount for the holiday.
When choosing winter sports or ski travel insurance, the best travel insurance might not necessarily be the cheapest. Check any exclusions on the policy - countries covered and maximum amount payable for specific items - otherwise you may end up with invalid or insufficient cover.
Barclays Travel Plus and Barclays Travel both offer winter sports as an option; there is an additional fee to include this cover.