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Car insurance

Car insurance image

Barclays Car Insurance is no longer available to new customers.

If you’re an existing customer, you’ll continue to receive cover.

Existing customers can call us on:

Claims: 0344 871 2372 1
Customer Service: 0344 871 2373 2

Our comprehensive car insurance 3 gives you confidence that your car is taken care of. We offer the following cover as standard:

  • New vehicle if yours is written off and was less than a year old
  • Courtesy car included as standard 4
  • Accident recovery service
  • Replacements for broken windscreens and windows
  • Replacement locks
  • Personal injury cover for you and your partner for death or loss of limbs/sight up to £2,500

Third party car insurance
If you're just looking for the minimum amount of car insurance required by law, we offer third party only cover. If you’re perhaps looking for a bit more, we also offer third party, fire and theft cover. Whatever you choose, you can be assured we'll take the hassle out of shopping around for a great deal.

Our third party only option offers:

  • Legal liability for death or injury to any other person, including passengers
  • Legal liability for damage to other people's property

Or you can add to that with our third party, fire and theft option:

  • Cover for your in-car audio equipment
  • New motor vehicle replacement if less than a year old
  • Replacement locks

You can boost your car insurance cover for an additional fee. These options are available on both our comprehensive and third party products:

  • Legal Protection We can pay up to £100,000 of your costs if you make a claim that results in court action
  • Breakdown cover (provided by RAC) We offer different levels of cover, including Rescue, Recovery, At Home and Onward Travel. These can also be extended to give you cover in other parts of the EU  
  • Guaranteed Replacement Car We can keep you mobile by providing a replacement vehicle for either 14 or 28 days should yours not be driveable following a claim 5

Loss or damage to your car

  • Cover does not include wear and tear or depreciation; mechanical, electrical, electronic or computer failures or breakdowns; loss of use; reduction in value, fraud or deception
  • It is your responsibility to safeguard the car against loss or damage, and to ensure it is locked, you have removed all keys and keyless entry devices, and any required security devices are activated. Any claim may not be paid unless you have taken all reasonable steps

Use of your car
Cover will not apply if:

  • The insured car is used for any purpose not stated as covered on your policy
  • The insured car is being driven by any person not stated as covered on your policy

Excesses and limits

  • Your policy may be subject to excesses – the amount you must pay in the event of a claim. For full exclusions, view the  policy summary 490 KB
  • Certain limits to a claim may also apply


To save you time and confirm that we can deal with your online quote, please check that the following apply:

  • You hold a valid UK driving licence
  • You have informed the DVLA of relevant illnesses or disabilities and they have agreed to the issue of a licence
  • You haven’t been refused motor insurance or had any terms imposed
  • The insurance policy relates to a car in the UK, including Northern Ireland
  • The car has a valid UK registration number, is not 'Q' registered and meets UK specifications (eg it is not a Japanese import)
  • The car will not be used for professional driving tuition, motor trade purposes, hire or reward, racing, rallies, "track days" or competitions

Summary of policy 490 KB 6

These conditions apply to both our comprehensive and third party products. If you can't confirm the above, please call us on 0800 197 1153 2

Important information
1. Lines are open 24 hours a day. Call charges
2. Lines are open Monday to Friday 8am-10pm, Saturday 8am-6pm and Sunday 10am-4pm. To maintain a quality service, we may monitor and record phone calls. Call charges
3. Barclays Insurance Services Company Limited arrange Barclays Motor Insurance through BISL Limited, which is an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England No. 3231094. Registered Office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.
4. Subject to availability and other restrictions.
5. Subject to terms and conditions – the policyholder must have held a full UK driving licence for at least one year.
6. To view Adobe® PDF files you will need Adobe Reader®, available from Adobe Systems Incorporated. Adobe® and Reader® are the registered trademarks of Adobe Systems Incorporated in the United States and/or other countries. For more information on accessibility please see the Adobe Accessibility site.