Car insurance
- We search our panel of leading insurers to find their cheapest quote
- Cover for up to 60 days’ use in the EU with our comprehensive car insurance
- 24 hour claims line to UK call centres
Our comprehensive car insurance 1 gives you confidence that your car is taken care of. We offer the following cover as standard:
- New vehicle if yours is written off and was less than a year old
- Courtesy car included as standard 2
- Accident recovery service
- Replacements for broken windscreens and windows
- Replacement locks
- Personal injury cover for you and your partner for death or loss of limbs/sight up to £2,500
Third party car insurance
If you're just looking for the minimum amount of car insurance required by law, and perhaps a little more, we also offer third party and third party, fire and theft cover. Whatever you choose, you can be assured we'll take the hassle out of shopping around for a great deal.
Our Third Party only option offers:
- Legal liability for death or injury to any other person, including passengers
- Legal liability for damage to other people's property
Or you can add to that with our Third Party, Fire and Theft option:
- Cover for your in-car audio equipment
- New motor vehicle replacement if less than a year old
- Replacement locks
You can boost your car insurance cover for an additional fee. These options are available on both our comprehensive and third-party products:
- Legal Protection. We can pay up to £100,000 of your costs if you make a claim that results in court action.
- Breakdown cover (provided by RAC). We offer different levels of cover, including Rescue, Recovery, At Home and Onward Travel. These can also be extended to give you cover in other parts of the EU
- Guaranteed Replacement Car. We can keep you mobile by providing a replacement vehicle for either 14 or 28 days should yours not be driveable following a claim.3
Loss or damage to your car
- Cover does not include wear and tear or depreciation; mechanical, electrical, electronic or computer failures or breakdowns; loss of use; reduction in value; fraud; or deception.
- It is your responsibility to safeguard the car against loss or damage, and to ensure it is locked, you have removed all keys and keyless entry devices, and any required security devices are activated. Any claim may not be paid unless you have taken all reasonable steps.
Use of your car
Cover will not apply if:
- The insured car is used for any purpose not stated as covered on your policy
- The insured car is being driven by any person not stated as covered on your policy
Excesses and limits
- Your policy may be subject to excesses – the amount you must pay in the event of a claim. For full exclusions, view the policy summary 490 KB
- Certain limits to a claim may also apply
To save you time and confirm that we can deal with your online quote, please check that the following apply:
- You hold a valid UK driving licence
- You have informed the DVLA of relevant illnesses or disabilities and they have agreed to the issue of a licence
- You haven’t been refused motor insurance or had any terms imposed
- The insurance policy relates to a car in the UK, including Northern Ireland
- The car has a valid UK registration number, is not 'Q' registered and meets UK specifications (eg it is not a Japanese import)
- The car will not be used for professional driving tuition, motor trade purposes, hire or reward, racing, rallies, "track days" or competitions
These conditions apply to both our comprehensive and third party products. If you can't confirm the above, please call us on 0800 197 1150 4
Get comprehensive cover if:
- You want peace of mind on and off the road
- You want broad coverage at a competitive price
Try our third party options if:
- You only want the minimum cover required by law
Ready to apply?
- It only takes a few minutes to get your car insurance quote
- Choose between comprehensive or third party cover
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