Finer High Value Home Insurance
Custom-made cover for high value homes
If you want to protect your property and possessions with more than a standard insurance policy, our flexible high value home insurance and personal service – including a dedicated claims manager – can give you extra reassurance.
What you get
Finer High Value Home Insurance 2 is high value home insurance that's tailored specifically to your needs. It's ideal if:
- Your property has a rebuild value of over £500,000
- Your contents are worth £50,000 or more
- You need cover for your fine art, jewellery and/or antiques
- You want worldwide protection for your possessions when you're travelling
- You want accidental damage cover as standard
- You need cover for a second home in addition to your main residence, eg:
- A Buy to Let property
- A city residence, weekend apartment or pied-à-terre
- A holiday home in mainland France, Portugal or Spain
Plus you get these extra benefits with Finer high value home insurance:
- 24-hour claims hotline
- Tailored cover to meet your needs
- Flexible options, including travel, caravan and small craft cover
- Direct access to insurance experts
- A dedicated claims manager
- Fast and efficient claims service
You need to be over 18 to buy Finer High Value Home Insurance.
Although we can tailor the policy to suits your needs, it’s important to understand what’s covered and what’s not covered by the policy so please ensure you speak to one of our trained advisers for more details.
Find out more about what's covered and what's not covered
View policy summary (PDF) 1 MB 3
In detail
Choose Barclays Finer High Value Home Insurance and get the following cover. If you want more information on what is and is not covered, give us a call.
| Accidental damage: | Yes |
| Cost of alternative accommodation for you and your pets: | Up to 20% of sum insured |
| Cost of tracing and accessing leaks: | Up to £10,000 |
| Your legal liability as owner of the home: | Up to £5,000,000 |
| Standard excess: | £250 |
| Accidental damage: | Yes |
| Cover for your property while being moved by professional furniture removers: | Yes |
| Cost of alternative accommodation for you and your pets: | Up to 20% of sum insured |
| Cover for valuables, eg jewellery, fine art & antiques | Up to sum insured |
| Money in the home (out of safe): | Up to £2,500 |
| Money in the home (in safe): | Up to £5,000 |
| Credit cards: | Up to £25,000 (£10,000 any one card) |
| Theft from outbuildings: | Up to sum insured |
| Theft of contents in the open: | Up to £10,000 |
| Replacement locks and keys: | Unlimited |
| Food in freezer: | Unlimited |
| Wedding/Christmas present cover: | Up to 10% of sum insured |
| Personal/public liability: | Up to £5,000,000 |
| Employers liability: | Up to £10,000,000 |
| Students' contents: | Up to £5,000 |
| Standard excess: | £250 |
Optional extras also available (at additional cost and subject to underwriting acceptance):
- Travel cover (including and excluding winter sports)
- Caravan cover
- Small craft cover
- Holiday homes (UK and mainland France, Spain or Portugal).
Could be good for you if …
- You need high value home insurance
- You want tailored cover and personal service
Try our other home insurance if …
- You don't need tailored cover
- Your principal residence has a rebuild value of less than £500,000
- You don't want cover for possessions worth £50,000 or more
Ready to apply?
To get a tailored Finer High Value Home Insurance quote you can:
Call us on 0800 051 1663 1
Request a call back
You may also be interested in…
Complete Motor Trade - specially designed for buy to let property investors
Buildings insurance - get cover for up to £500,000
Contents insurance - if you only need to insure your belongings
