Home Insurance
- Three months free 1 plus an extra 25% online discount
- Up to £500,000 buildings cover, 5 star rated by Defaqto
- Protect your possessions with up to £50,000 contents cover
Protect your home and your valuable possessions with our combined buildings and contents home insurance 2 - and you could get more than you'd expect.
| Standard buildings insurance cover up to £500,000 | |
| Accidental damage to fixed glass, like windows and shower screens, and sanitary fixtures | Up to buildings sum insured |
| Accidental damage to underground services, including pipes, septic tanks and drain covers | Up to buildings sum insured |
| Your legal liability as owner of your home | Up to £2 million |
| Alternative accommodation for you and your pets | 20% of the buildings' sum insured 3 |
| Damage to your property by the emergency services | Up to buildings sum insured |
| Standard excess | £100 4 |
| Standard contents insurance cover up to £50,000 | |
| Accidental damage to audio, TV and recording equipment, games consoles and computers | Up to contents sum insured |
| Money in your home | Up to £250 |
| Christmas and wedding presents | Up to £3,000 |
| Replacement external locks if your keys are stolen | Up to £500 |
| Valuables like jewellery and antiques | Up to £10,000 |
| The contents of your freezer |
Up to £400 |
| Accidental damage to mirror and glass | Up to contents sum insured |
| Garden contents | Up to £500 |
| Alternative accommodation for you and your pets | Up to £10,000 3 |
| Loss or damage to your contents when being moved by professional furniture removers | Up to contents sum insured |
| Standard excess | £100 4 |
We'll also pay up to £25 towards any fees your current home insurance provider may charge for switching to us 5
Find out more about what's covered and what's not covered
See the policy summary and full policy wording 0.25MB 6
Full accidental damage to buildings
Full accidental damage to contents
Personal possessions (only available with home contents insurance)
Sports package (only available with home contents insurance)
Home and garden (only available with home contents insurance)
For help or to apply by phone call 0800 068 8097 7
You can buy extra buildings and contents insurance cover for:
- Full accidental damage cover for mishaps in the home, such as spilling paint on your carpet
- Personal possessions cover when you're away from home
- Increased garden cover up to £1,500
- Sports cover if you regularly play sports
- Home emergencies 8 such as unexpected plumbing problems, central heating/boiler failure or gas/electricity failure 9
- Legal expenses - up to £50,000 cover towards the cost of pursuing legal action arising from causes such as death, personal injury or loss or damage to your home or belongings
If you want these extras, select the options on the quote form.
Legal Expenses Cover: £12.38 per year
Home Emergency Cover: £40.44 per year
Prices quoted for optional extras include three months free discount.
Other costs will be shown during the quote process.
As long as you are 18 or over and the following statements are true, you can complete a Barclays buildings and contents insurance quote online.
The property to be insured:
- Is your main residence and you don't let or rent it out in any way
- Isn't a listed building
- Has no more than five bedrooms
- Is in good repair with no past subsidence or underpinning, and is of standard construction (ie brick, stone or concrete and roofed with tile or slate)
- Has no special exposure to flood or storm damage
- Isn't used for business, except for home/office work that involves no employees or visitors
- Is not left unoccupied for more than 40 consecutive days a year
Neither you nor anyone you usually live with:
- Have more than £50,000 of contents or £10,000 of valuables
- Has suffered a loss or accident in the last four years (except for one claim under £250), whether or not you were insured
- Has ever had any criminal convictions, police cautions or have any prosecutions pending
- Is a childminder, professional entertainer, musician, professional sportsperson or trainer, jewellery or antique dealer, or student
Even if you can't confirm all of these statements we may still be able to give you a quote for buildings and contents insurance. Call us on 0800 068 8097 7.
If you're a tenant or your property is a maisonette, we can't offer you buildings insurance but we can give you a quote for Contents Insurance .
See the policy summary and full policy wording 0.25MB 6 for what’s covered and what’s not covered.
This could suit you if:
- You'd like the convenience of a single policy for buildings and contents insurance
- You want three months' free cover plus an extra 25% online discount, including optional extras
Try our other options if:
- Your property's re-build value is more than £500,000
- The contents are worth more than £50,000
- You're a landlord or tenant
Get a buildings and contents insurance quote
To get a quote we'll need:
- Details of your property
- Your five years' claims history
- The rebuild cost of your property (as opposed to the market value)