Buildings Insurance
- Three months' free cover 1 plus an extra 25% online discount
- Up to £500,000 buildings insurance cover
- Our cover is 5-star rated by Defaqto
- Legal liability cover
A house is more than bricks and mortar - it's your home. That's why with Barclays buildings insurance 2 you're covered for:
| Buildings insurance cover up to £500,000 | |
| Accidental damage to fixed glass, such as windows and shower screens, and sanitary fixtures | Up to buildings sum insured |
| Accidental damage to underground services, including pipes, septic tanks and drain covers | Up to buildings sum insured |
| Your legal liability as owner of your home | Up to £2 million |
| Alternative accommodation for you and your pets | 20% of the buildings' sum insured |
| Damage to your property by the emergency services | Up to buildings sum insured |
| Standard excess | £100 |
Get combined buildings and contents insurance
Take out a combined policy and receive three months' free 1 plus an extra 25% discount, including optional extras. See
Home Insurance
We'll also pay up to £25 towards any fees your current insurance provider may charge for switching to us 3
For help or to apply by phone, call 0800 068 8097 4
Find out more about what's covered and what's not covered
Extra buildings insurance cover is available at additional cost for:
- Full accidental damage for mishaps in the home
- Home emergencies 6 such as unexpected plumbing problems, central heating/boiler failure or gas/electricity failure 7
- Legal expenses - up to £50,000 cover towards the cost of pursuing legal action arising from causes such as death, personal injury or loss or damage to your home or belongings
If you want these extras, select the options on the quote form.
Legal Expenses Cover: £12.38 per year
Home Emergency Cover: £40.44 per year
Prices quoted for optional extras include three months' free discount.
Other costs will be shown during the quote process.
As long as you are 18 or over and the following statements are true, you can complete a Barclays buildings insurance quote online.
The property to be insured:
- Is your main residence and you don't let or rent it out in any way
- Isn't a listed building
- Has no more than five bedrooms
- Is in good repair with no past subsidence or underpinning and is of standard construction (ie brick, stone or concrete and roofed with tile or slate)
- Has no special exposure to flood or storm damage
- Isn't used for business, except for home/office work that involves no employees or visitors
- Is not left unoccupied for more than 40 consecutive days a year
Neither you nor anyone you usually live with:
- Has suffered a loss or accident in the last four years (except for one claim under £250), whether or not you were insured
- Has ever had any criminal convictions, police cautions or have any prosecutions pending
- Is a childminder, professional entertainer, musician, professional sportsperson or trainer, jewellery or antique dealer or student
Even if you can't confirm all of these statements we may still be able to give you a quote for buildings insurance. Call us on 0800 068 8097 4
If you're a tenant or your property is a maisonette, we can't offer you buildings insurance but you can get cover for your personal possessions with our Contents Insurance
See the policy summary and full policy wording (PDF). 0.25MB to find out what's covered and what's not covered.
This could suit you if:
- You want building insurance only
- You want three months' free insurance
- You want an extra 25% online discount
Try our other options if:
- You want contents insurance too
- Your re-build value is more than £500,000
- You live in a flat or maisonette
- You're a tenant
Get a buildings insurance quote
To get a quote you'll need to provide us with:
- The age of the property
- The rebuild cost of your property (as opposed to the market value)
- Your last five years' claims history
1. This offer is open to new policyholders only and may be withdrawn or amended at any time. Quotes must be obtained by 31st December 2010 and are valid for 90 days. Monthly payers will make no payments in the final three months of the policy and annual payers will pay a reduced price up-front.
2. The insurer of Barclays Home Insurance is Gresham Insurance Limited, who are authorised and regulated by the Financial Services Authority. Registered Office: 8 Surrey Street, Norwich, NR1 3NG. Registered in England. Registered No. 110410. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Services Authority. Registered in England. Registered No. 973765. Registered Office: 1 Churchill Place, London E14 5HP.
3. Cancellation and switching fees terms and conditions. Many home insurance customers have to pay a cancellation fee if they want to switch insurers mid way through their policy life time. To help customers to switch to Barclays, we offer up to £25 towards any cancellation fee they might have to pay to their existing insurer. To qualify for this the customers must: Purchase a Barclays Home Insurance Policy (either single or combined cover), cancel their previous home insurance policy and pay their insurer's cancellation fee. Send proof of fee payment to Barclays Customer Service Centre, PO Box 7463, Perth, PH2 0YX. Upon receipt, Barclays Insurance Services will dispatch a cheque (typically within five days) to the customer for the value of their cancellation fee, up to a maximum of £25.
4. Lines are open Monday-Friday 8am-10pm, Saturday 8am-6pm and Sunday 10am-4pm. To maintain a quality service, calls may be monitored or recorded. Calls are free from UK landlines.
5. To view Adobe® Acrobat® (PDF) files you will need Adobe® Acrobat®, available from Adobe Systems Incorporated. Adobe® and Acrobat® are the registered trade marks of Adobe Systems Incorporated in the United States and/or other countries. For more information on accessibility please see the Adobe Accessibility site.
6. Please note: If you have a Barclays Additions Active, Additions Plus, Additions Active or Premier Life account, these already include this type of benefit.
7. The insurer of Home Emergency is Inter Partner Assistance SA, authorised by the Commission Bancaire, Financiere et des Assurances (the Banking Finance and Insurance Commission) in Belgium and regulated by the Financial Services Authority in the UK. Registered UK Office: The Quadrangle, 106–118 Station Road, Redhill, Surrey RH1 1PR. Registered No. FC008998.