Contents insurance
- Get half-price contents 1 cover
- Plus an average 25% online discount 2
- Get up to £80,000 contents cover
Your personal possessions mean a lot to you and some will have a sentimental value that's irreplaceable. With our home contents insurance 3 you can at least reduce the impact if they are lost, damaged or stolen.
We want you to be able to choose the level of cover that suits you best. Once you've entered your details, we'll offer you three levels of cover (Less, Standard or More) with prices to match. You can take one of these off-the-shelf options or you can tweak it further to add on the extras you need for your home. We'll then offer you a new quote. You control; you choose.
| Contents insurance: What you get as standard | |
| Possessions cover should they be lost, stolen or damaged | Up to £80,000 |
| Cover for those irreplaceable items like jewellery and antiques | Up to £10,000 |
| Single item | Limit of £2,500 |
| Damage caused by removal companies |
Up to £5,000 |
| Replacement locks and keys if your keys are lost or stolen | |
| Optional contents features | |
| Accidental damage cover to protect you against incidents like spilling paint on the carpet | |
| Personal belongings cover for loss or damage, anywhere in the world | |
| Pedal cycles cover | |
| Additional options applicable to contents insurance |
|
| Home emergency cover | For £54.43 per year, £4.54 per month. |
| Legal expenses cover | For cover £16.66 per year, £1.38 per month. |
| Protected no- claims discount | |
| We also offer |
|
| 24/7 claims line | |
| Claim settlement guarantee | |
Get combined buildings and contents insurance
Buy buildings and contents together and get a 10% combined discount plus an average 25% online discount 2. Find out more about buildings and contents insurance
Switching home insurance promise
Also – as part of our Switching Promise – we’ll pay any fees your existing insurer charges you to switch your home insurance to Barclays 4.
Call us
For help or to apply by phone, call 0800 068 8097 5
Find out more about what's covered and what's not covered
Full policy wording 780 KB
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Summary of cover limits 310 KB
Guide to home insurance 420 KB
It's your home. Why shouldn't it be your home insurance? We'll present you with three popular packages to start off with: then, if you choose, you can add, remove or change the excess levels of the features shown below.
These are our three standard packages, which you can customise.
| More | Standard | Less | |
| Accidental damage | Full | Standard | No |
| Protected no-claims discount | No | No | No |
| Personal belongings | £2,000 | No | No |
| Pedal cycles | No | No | No |
| Matching items | Yes | No | No |
| Excess | £100 | £100 | £200 |
Use our simple Get a quote form to build your policy with only the cover you need and the optional extras you want.
Home insurance key exclusions
These are some of the things that aren’t covered:
- Excess. You will have to pay the 1st part of most claims – this is known as an excess. Your schedule details the excesses that apply to your policy.
- Claims beyond your limits. Limits apply for certain covers – they are shown on your schedule and in your policy booklet.
- Certain loss or damage (for example theft or malicious damage) caused by you or members of your household.
- Damage caused by chewing, scratching, tearing or fouling by domestic animals.
- Replacement of any undamaged items forming part of a pair, set or suite where replacements can’t be matched – however wider cover is available to replace certain undamaged items under the matching items cover options for both buildings and contents insurance (including personal belongings). See policy for full details.
Find out more with our guide to Barclays Home Insurance 780 KB Remember it's important to know exactly what's covered and what's not.
Home insurance eligibility
As long as you are 18 or over and the following statements are true, you can complete a Barclays home contents insurance quote online.
The property to be insured:
- Is your main residence
- Isn’t a listed building
- Has no more than five bedrooms
- Is in good repair with no past subsidence or underpinning and is of standard construction (ie brick, stone or concrete and roofed with tile or slate) if this is not the case we may still be able to offer you cover if you call 0800 068 8097 4
- Has no special exposure to flood or storm damage
- Isn’t used for business, except for home/office work that requires no employees or visitors
- Is not left unoccupied for more than 40 consecutive days a year
Neither you nor anyone you usually live with:
- Have more than £80,000 of contents or £10,000 of valuables
Even if you can't confirm all these statements we may still be able to give you a home and contents insurance quote. Call us on 0800 068 8097 4.
Find out more about what's covered and what's not covered
Full policy wording 780 KB
Summary of cover limits 310 KB
Guide to home insurance 420 KB
This could suit you if:
- You want contents insurance only
- Your home is rented
- You live in a flat or maisonette
- You want half price contents cover plus an average 25% online discount 2
Try our other options if:
- You need buildings insurance too
- You'd like extra protection for contents worth more than £80,000
Get a quote for contents insurance
To get a quote you'll need to provide us with:
- An idea of how much you want to insure
- Your last five years' claims history
- The details of your property
1. Offer open to new Home Insurance customers only. Take out a standalone contents policy or a combined buildings and contents policy from Barclays when you buy Barclays Home Insurance and receive your contents cover for half price in the first year. Minimum premiums apply. Quotes must be obtained by 6 January 2013 and are valid for 90 days. Offer may be withdrawn or amended at any time. Home Emergency and Legal Expenses are excluded from the offer.
2. Discount between 19% & 30% depending on your personal circumstances and subject to minimum premiums.
4. Switching Fee Promise terms and conditions: Worried about paying a cancellation fee if you want to switch your insurance to Barclays?
Don’t be. We promise to reimburse you for any cancellation fee that your existing insurer may charge for switching to Barclays.
- Purchase a Barclays Home Insurance policy (either single or combined cover)
- Cancel your previous home insurance policy and pay the insurer's cancellation fee
- Send a copy of your previous insurer’s cancellation confirmation together with confirmation of the cancellation fee you have paid to Barclays Customer Service Centre, PO Box 7463, Perth, PH2 0YX
5. Lines are open Monday-Friday 8am-10pm, Saturday 8am-6pm and Sunday 10am-4pm. To maintain a quality service, calls may be monitored or recorded. Calls are free from UK landlines.
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