Your cookie settings

Cookies are very small text files that some websites store on your computer when you visit them.

Cookies do lots of different jobs, like letting you navigate between pages efficiently and remembering your preferences.

We use cookies on our website to make your browsing experience better. By using this website you accept our use of cookies in accordance with the settings below.

Your allowed cookies:

Strictly Necessary are always allowed by default.

Table goes here
More information about cookies

Income Insurance

Income insurance

Barclays Income Insurance is no longer available to new customers.

If you're an existing customer, you’ll continue to receive cover and can read the details of it in our Guide to Income Insurance 650 KB 3

We recommend you regularly review your cover and the monthly benefit to make sure they still meet your needs and that you're still eligible to claim.

Barclays Income Insurance 1 is designed to provide you with a level of monthly benefit to supplement your income if an accident, sickness or involuntary unemployment, depending on the cover selected, stops you from working.

  • The monthly benefit available is up to 50% of your pre-tax monthly income, up to a maximum of £2,000. Benefit duration is available for up to 12 or 24 months

If you already have Barclays Income Insurance and you want to change your cover or monthly benefit, please write to us at Barclays Insurance (Dublin) Limited, Policy Administration Department, PO Box 12146, Dublin 2, Ireland. You may want to change your cover or monthly benefit because of a change in your circumstances, eg a change in employment or your gross earned income.

Unfortunately, we will not be able to add a level of cover to your existing insurance policy. For example, if you have accident and sickness cover only, you cannot add involuntary unemployment cover. However, you can remove a level of cover. If you require accident and sickness or involuntary unemployment cover to supplement your existing cover, visit the 4 website for independent financial advice.

  • Unless you or we cancel the policy, cover will last as long as you continue to pay premiums until you retire (you must notify us of your retirement so we can cancel your policy)
  • You must be aged between 18 and 69 inclusive at the time of the event you wish to claim about to be able to do so
  • If you need to claim, please read the relevant section for the cover under which you are claiming and ensure none of the exclusions apply to you. If you meet all the conditions, please call 0500 500 700 2. You'll need to provide the relevant information (in English) to support your claim. You must continue to pay premiums while you are claiming benefit
  • If you don't want to continue with the insurance, please confirm by calling us on 0500 500 700 2 or by writing to: Barclays Insurance (Dublin) Limited, Policy Administration Department, PO Box 12146, Dublin 2, Ireland


There are instances where your Income Insurance cover does not pay out. For example, accident & sickness cover doesn’t apply if your accident and sickness is caused by a pre-existing medical condition or the injuries were self-inflicted. Unemployment cover doesn’t apply if your unemployment occurs, or you are notified of unemployment, within 60 days of the policy start date.

The benefits of Barclays Income Insurance

Barclays Income Insurance is suitable for anyone who is working and wants to protect their income (or part of their income) as a temporary solution over a short period to cover various costs or outgoings like rent, a mortgage or other debts. Often people don’t want to rely on their savings, a redundancy package, their partner, or State benefits to cover any costs they may have during a period of sickness or unemployment.

Important information
1.Barclays Income Insurance is underwritten by Barclays Insurance (Dublin) Limited. Registered Office: Two Park Place, Hatch Street, Dublin 2, Ireland, which is registered in Ireland with Number 265959. It is regulated by the Central Bank of Ireland and is a subsidiary of Barclays Bank PLC.
2. Lines open Monday to Friday, 9am – 5:30pm. To maintain a quality service, we may monitor and record phone calls.

3. To view PDFs, you will need a PDF file viewer installed on your computer.
4. Barclays Income Insurance is optional. There are other providers of short-term income protection and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website The cost of cover is dependent on your individual circumstances, including your age and smoking status at the start of the cover. For example, the cost of £100 benefit for accident and sickness and involuntary unemployment cover with a 30-day deferment period and 12 months’ benefit duration will be at £5.42 for a 20-year-old, non-smoker and £11.20 for a 60-year-old smoker.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


Barclays Premier League

Proud sponsors of the Barclays Premier
League & the Barclays ATP World Tour Finals

Barclays APT  World Tour Finals