Barclays Income Insurance

Unemployment

• You won't be eligible for cover if you knew or were aware that you would become unemployed before the start date of your policy. If your work is seasonal or temporary – and in either case unemployment is a regular feature of your work – you will not be eligible for cover.
• The unemployment or its notification cannot occur within the first 60 days of the start date of the policy. And once your policy is in place, you can't make a claim in the first 60 days.
• Your unemployment must be involuntary and you must have been working continuously for 6 months immediately prior to your claim.
• If you are self-employed, you can only claim if your business ceases trading permanently, is wound up or is put in the hands of a liquidator and is not within the first 60 days of the start date of the policy. If the business is a partnership, it must have been dissolved.
• You must be under the age of 70 on the first day of your unemployment.

Accident & Sickness

• You can't claim Accident & Sickness cover for any pre-existing medical conditions, or if your injuries are self-inflicted.
• You may only be covered for an accident/sickness that occurs after the start date of your policy and if you have not had any symptoms during the 12 months immediately before the start date of your policy.
• You must be working, and your accident/sickness must occur after the start date of your policy.
• You must be under the age of 70 on the first day of your accident/sickness.

Find out more with our Guide to Barclays Income Insurance and frequently asked questions. Remember, it's important to know exactly what’s covered and what’s not. The
cover is optional and you do not need to have any other Barclays products to be able to apply. You must be aged 18 – 69, a resident in the UK and employed or self-employed to apply online.

All testimonials received relate to the service provided to our customers on various products by Barclays Insurance Dublin.
 

"Many, many thanks for all your kindness and helpfulness. I can assure you that you will never know how grateful we are for all of this as it was a total surprise to know I could claim, but what a lovely surprise!"
 - Patricia Chapman ³

"I would like to thank you all for the very efficient and courteous way I have been treated by all your staff throughout my period of unemployment."
- Mr James Prior ³

"My wife and I would like to thank you for your help and consideration in all our dealings with you over the past months. We would recommend your services to anyone."
- Jack Southham ³

"Thank you for all your kind assistance to date…I spoke to one of your extremely helpful staff members."
- Geoffrey R. Gratwich ³

"Thank you for your kind support all this time."
- Jayshree Pandya ³

"I would like to take this opportunity to give a mention to your staff member Michelle. Michelle went out of her way to obtain the documents we urgently required…"
"She even went the extra mile by getting the documents faxed over to us immediately…"
"Michelle is a credit to your team, so thank you."
- Roseann Franks ³