Your cookie settings

Cookies are very small text files that some websites store on your computer when you visit them.

Cookies do lots of different jobs, like letting you navigate between pages efficiently and remembering your preferences.

We use cookies on our website to make your browsing experience better. By using this website you accept our use of cookies in accordance with the settings below.

Your allowed cookies:

Strictly Necessary are always allowed by default.

Table goes here
More information about cookies

Barclays Life Insurance from Aviva

Life insurance image
  • Provides a lump sum on death or diagnosis of terminal illness
  • Premiums stay the same throughout the policy term and start from £6
  • Apply online
  • Provided by our insurance partner Aviva

Barclays Life Insurance 1 from Aviva gives you and your loved ones reassurance that you're covered if the unexpected happens.

The policy provides a cash lump sum if you die during the term or if you're diagnosed with a terminal illness before the last 12 months of the policy and you're not expected to live more than 12 months.

  • Premiums start at £6 and stay the same throughout the policy term
  • Cover is available up to £500,000 depending on monthly premiums and your personal circumstances
  • Choose from 3 types of cover – level cover, decreasing cover for a mortgage or decreasing cover for family income
  • Choose from single or joint cover
  • Get a quick quote online in under 2 minutes

This product is only available to UK residents aged 18-68, and your cover must end before your 70th birthday.

Further terms, conditions and exclusions apply – make sure you read our insurance guide 730 KB 3 so you know what's covered and what's not.

Choose your cover in 3 steps

Step 1 – Select the type of cover you want

  • Level term life insurance – this cover remains the same throughout the term of the policy
  • Decreasing term life insurance – your cover decreases each month, broadly in line with a repayment mortgage or similar obligation
  • Family decreasing term life insurance – provides a lump sum to compensate for the loss of your income

Step 2 – Choose the term that’s right for you
From 1 to 51 years to match your needs and depending on your circumstances.
 

Step 3 – Pick the amount of coverage you need
You can choose the monthly payment you can afford to pay or you can choose the amount of cover you would like.

Key exclusions

This product is only available to UK residents aged 18-68. Cover must end before your 70th birthday.

When the plan will not pay out

  • If a terminal illness claim has been accepted and paid, you can't make a further claim for life insurance
  • We won’t pay out the terminal illness benefit if you are diagnosed with a terminal illness within the last 12 months of the plan

What if I stop paying?

  • If you cancel your plan or stop paying your premiums during the term, your cover will end after 30 days from the date the last premium was due and you will not be covered. The plan has no cash in value

Is the policy flexible?

  • You may be able to increase  your cover with no further medical questions under certain conditions. This is called 'life change benefit'
  • You can also amend your cover at any time if your circumstances change. Please refer to the guide to insurance for further details, for and full terms and conditions

Further terms, conditions and exclusions apply – make sure you read our insurance guide 730 KB 3 so you know what's covered and what's not.

Level term cover

  • Provides a fixed lump sum, which stays the same throughout the term
  • The lump sum is ideal for covering things like living expenses, mortgage payments, bills or childcare
  • The policy will only pay out once within the agreed term. If it pays out because of a terminal illness claim, the cover will end. Terms and conditions apply

This button will take you to an external quote page provided by Aviva 1

 

Decreasing term cover

  • Designed to provide a lump sum to clear outstanding debt that decreases each month. The lump sum payment reduces each month broadly in line with what you owe
  • This type of policy is usually used to cover mortgages or other loans where the amount owed decreases month on month
  • It’s cheaper than level cover, because the lump sum payable reduces over time
  • The sum payable on death is designed to broadly cover the amount of your outstanding loan

This button will take you to an external quote page provided by Aviva 1

 

Family decreasing term cover

  • Designed to provide your loved ones with a lump sum to compensate for the loss of your income
  • It’s cheaper than level cover because the lump sum payable reduces over time
  • As an example, the lump sum reduces each year until it reaches £0, when the policy ends. For example, if you choose an income of £20,000 for a period of 10 years, the payment would be £200k for a claim in the first year, £180k in the second year, £160k in the third year, £140k in the fourth year and so on

This button will take you to an external quote page provided by Aviva 1

Important information
 
1. Life Insurance is arranged by Barclays Insurance Services Company Limited, and underwritten by Aviva Insurance Limited. Aviva Insurance Limited. Registered in Scotland, registered no. 2116.  Registered Office: Pitheavlis, Perth PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
 
2. The Customer Call Centre is open Monday to Friday, 8am to 8pm (except bank holidays), Saturday from 9am to 6pm and Sunday 10am to 4pm. Call charges will apply. Please check with your service provider. For your security and to maintain quality service calls may be monitored and/or recorded.
 
3. To view PDF files, you will need a PDF file viewer installed on your computer.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


 

Barclays Premier League

Proud sponsors of the Barclays Premier
League & the Barclays ATP World Tour Finals

Barclays APT  World Tour Finals

Mediaplex_tag