Life Insurance from Aviva
- 16% discount 4 when you buy online
- 3 months' cashback 5
- Get a quick quote in just 2 minutes
- Monthly premiums from £5
Get life insurance quotes, apply online and be covered in just 15 minutes. It takes just 2 minutes to get a quick quote 3.
- 16% online discount 4
- Choose either level term or decreasing term cover
- Monthly premiums from £5 a month, which is just 17p per day
- A 35-year-old non-smoking woman could pay £14 a month for £250,000 of level term cover for 25 years
- Your monthly premiums stay the same throughout the life insurance policy term
- Maximum cover is tiered for over-50s:
- Age 50-54 £300,000
- Age 55-59 £200,000
- Age 60-66 £100,000
key features 110 KB
plan conditions 70 KB
Key exclusions – when will the plan NOT pay out
- If a terminal illness claim has been accepted and paid, you can't make a further claim for life insurance
- We won’t pay out terminal illness benefit in the last 18 months of the plan
- Full details of the exclusions can be found in the plan conditions 70 KB
What if I stop paying?
- Your plan and cover will end after 30 days from the date the last premium was due – you won’t get back any payments you’ve made
- This policy has no cash-in value at any time
Is the policy flexible?
- This plan is not designed to be flexible – you can’t alter the plan once it’s started
Make sure you choose the right type and amount of cover you need:
Level term life insurance:
- Provides a lump sum on death or terminal illness to provide financial help for your family.
- The premium and level of cover remains the same throughout the term of the policy.
- Available on a single or joint life basis but note that the policy pays out only on the first death.
What you need to know:
- Monthly premiums from £5 a month, which is just 17p per day.
- The policy pays out if you die during the term of the policy or if, before the last 18 months of the term, you are diagnosed with a terminal illness. A terminal illness means you are not expected to live for more than 12 months.
- Life insurance policies will only pay out once within the agreed term so if the policy pays out because of a terminal illness claim, the policy and cover will end.
- This plan has no cash-in value at any time.
- Aviva Life Insurance is only available to UK residents aged between 18 and 66. Cover will stop on your 70th birthday.
Joint cover
- You can take out cover with your partner or another loved one. The policy only pays out once so if one person dies and a claim is paid, the policy will end.
- If you prefer, you can each set up cover individually.
Terms, conditions and exclusions apply – ensure you read the key features 110 KB and plan conditions 70 KB documents so you know what's covered and what's not.
Make sure you choose the right type and amount of cover you need:
Decreasing term life insurance:
- Provides a lump sum on death or diagnosis of terminal illness.
- Usually used to cover mortgages or other loans where the amount owed decreases year on year.
- The level of cover reduces each year in line with the sum you owe.
- The sum assured payable on death is guaranteed to cover the outstanding loan. 2
What else you need to know:
- Monthly premiums from £5 a month, which is just 17p per day.
- If you die within the term of the policy, it will pay out a lump sum to help clear whatever is outstanding on your debt at that point.
- This plan has no cash-in value at any time.
- Premiums for decreasing term insurance could be cheaper than other types of life insurance because of the reducing level of cover.
- Aviva Life Insurance is only available to UK residents aged between 18 and 66. Cover will stop on your 70th birthday.
Joint cover
- You can take out cover with your partner or another loved one. The policy only pays out once so if one person dies and a claim is paid, the policy will end.
- If you prefer, you can each set up cover individually.
Terms, conditions and exclusions apply – ensure you read the key features 110 KB and plan conditions 70 KB documents so you know what's covered and what's not.
This could suit you if:
- You need great value life cover
- You'd like a quick online quote
- You want life cover with no fuss
Try our other products if:
- You would like Income Insurance
- You'd like a Personal Accident Plan
Apply for Life Insurance
- Aviva Life Insurance is only available to UK residents aged 18-66. Cover stops on your 70th birthday
- To get a quote, choose whether you want level term or decreasing term insurance
Important information
1. Depending on your monthly premiums and personal circumstances.
2. Providing: the interest rate on the loan at the time of application is less than 10% per year; loan repayments are up to date; the amount of cover requested at the start of the plan is at least the size of the loan; this plan does not end before your loan.
3. By choosing to get a quick quote, you will be transferred to Aviva in order for them to provide you with a quote. At this stage no information will be retained or passed between Aviva and Barclays. Only if you proceed to purchase a policy, the information that you provide during this process will be used by the Barclays Group, its associated companies and agents for the purposes of insurance administration, for research and analysis, to prevent and detect fraud money laundering and other crime, and to meet our obligations to any relevant regulatory authority. We will store your information on Barclays Group systems, and it will be kept for as long as the law and legitimate business purposes allow. The information may also be transferred to countries outside of the EEA, however where this is necessary we will ensure that the same levels of protection apply to the information.
4. Please note that the online discount is subject to change and we reserve the right to amend the level of discount without notice.
5. You must purchase a Life Insurance from Aviva policy between 21 April and 1 June 2012. To be eligible for the cashback, you must have paid the first 3 months’ premiums. We’ll send you a cheque for the sum of your first 3 months’ premiums within 30 days of receiving your 3rd monthly premium, provided your policy is still open on this date. We may withdraw this offer at any time and without notice. Purchases made in branch, online or over the phone are all eligible for this offer.
1. Depending on your monthly premiums and personal circumstances.
2. Providing: the interest rate on the loan at the time of application is less than 10% per year; loan repayments are up to date; the amount of cover requested at the start of the plan is at least the size of the loan; this plan does not end before your loan.
3. By choosing to get a quick quote, you will be transferred to Aviva in order for them to provide you with a quote. At this stage no information will be retained or passed between Aviva and Barclays. Only if you proceed to purchase a policy, the information that you provide during this process will be used by the Barclays Group, its associated companies and agents for the purposes of insurance administration, for research and analysis, to prevent and detect fraud money laundering and other crime, and to meet our obligations to any relevant regulatory authority. We will store your information on Barclays Group systems, and it will be kept for as long as the law and legitimate business purposes allow. The information may also be transferred to countries outside of the EEA, however where this is necessary we will ensure that the same levels of protection apply to the information.
4. Please note that the online discount is subject to change and we reserve the right to amend the level of discount without notice.
5. You must purchase a Life Insurance from Aviva policy between 21 April and 1 June 2012. To be eligible for the cashback, you must have paid the first 3 months’ premiums. We’ll send you a cheque for the sum of your first 3 months’ premiums within 30 days of receiving your 3rd monthly premium, provided your policy is still open on this date. We may withdraw this offer at any time and without notice. Purchases made in branch, online or over the phone are all eligible for this offer.
