Over 70 Travel Insurance
If you’ve reached your 70s and enjoy travelling, you’ve probably already discovered that over 70 travel insurance can be expensive. And one of the main reasons is that insurers expect us to put in more medical claims as we get older.
But it’s not just the cost that people in their 70s have to deal with. Some insurers stop covering people once they reach their 60s, making it harder to find a policy that matches your needs.
Barclays offers Annual multi-trip travel insurance policies online to people aged to 74 and Single trip travel insurance online to customers aged up to 79. If you’re older, call us instead on 0800 107 7168 to discuss your cover options.
Insurers will need to know if you have a pre-existing medical condition before they sell you an over 70 travel insurance policy. It’s important to be honest because if it’s later discovered that you didn’t reveal the details, the insurance or part of it could become invalid or your claim not paid.
Then be sure that the medical cover included in the policy is suitable for you. It should cover the cost of repatriating you to a UK hospital if you need to be brought home.
Make sure you read all the documentation before you buy an over 70 travel insurance policy so that you’re clear on what’s covered and what’s not.
It will also pay to do your research on where you plan to visit. The NHS travel website lists known problems in countries around the world along with the vaccinations and other medication that you may need. However, it’s also wise to speak to your doctor before you go.
In Europe, carry the European Health Insurance Card (EHIC) as this can entitle you to some free treatment.