Insurance
Insurance options
1.
Choose the type of insurance you're interested in
2.
Account type:
Home insurance
-
Home insurance
Get more than you expect with our combined buildings and contents insurance 1.
- Get half-price contents cover 2 and an average 25% online discount 3
- Plus a 10% combined cover discount
- Up to £500,000 buildings cover
- Up to £80,000 contents cover
-
Buildings insurance
It isn't just bricks and mortar – it's your home. Trust us to help you protect the most important place in the world: 1
- Get an average 25% online discount 3
- Up to £500,000 buildings cover
- 24/7 UK-based call centres only
- Optional protected no-claims discount
-
Contents insurance
Look after the belongings that really matter to you with our home contents insurance: 1
- Get half-price contents cover
- Plus an average 25% online discount 3
- Up to £80,000 contents cover
- 24/7 UK-based call centres only
-
Finer High-Value Home Insurance
If you have a high-value property, choose specialist insurance 1 you can tailor to your needs.
- Buildings cover for £500,000+
- £80,000+ contents cover
- Expert, personal service
Need help with jargon?
Here are the five definitions that we think you'll find most helpful.
- Home Emergency Cover
-
Additional home insurance that covers emergency repairs for services in your house that you rely on such as electricity, plumbing and heating.
- Listed building
-
The Government protects some buildings from alterations, extension or demolition if they are historic or of cultural importance, unless permission is obtained from the local planning authority. If your home is listed this will raise the costs of your home insurance.
- Contents insurance
-
Your home’s contents are usually defined as your possessions that would normally be kept at the place you live and would be taken with you if you were to move. Examples would include furniture, televisions, computers, clothes or household goods. In commercial insurance this is extended to cover property that is moveable, such as stock or machinery but excluding cars, trucks, boats or crops. Contents insurance can be taken out on its own, which is useful if you are renting your home or if you live in a flat, or it can be added to buildings insurance in a combined home insurance policy.
- Buildings insurance
-
A policy which pays the cost of rebuilding or repairing your house, fixtures and fittings within the boundaries of your home if they are damaged or destroyed. Mortgage lenders normally require that the home owner maintains a buildings insurance policy. Buildings insurance can usually be combined with contents insurance which would offer additional cover for your personal possessions within your home.
Need other terms explained? See our Insurance Jargon Buster