Personal Accident Insurance from Aviva
- Up to £500,000 in cash benefits
- No medicals required
- Option to cover your partner and children
- Provided by our insurance partner Aviva 1
Personal Accident from Aviva 1 provides help for you and your family with a financial cushion if you are injured (exclusions apply) or die as a result of an accident.
You are covered worldwide, 24/7 against permanent and some temporary injuries sustained as a result of an accident. The product is suitable for anyone aged of 18-69 who wants financial protection for themselves and their families in the event of an accident.
- Choose either Gold or Platinum cover level options
- Up to £500,000 in cash benefits if you suffer an accident
- Lump sum to help your family or loved ones if you die
- Premiums stay the same for the whole policy term
- No medical required or health questionnaires to fill out
- Gold Cover premiums start at £7.99 a month
Further terms, conditions and exclusions apply – make sure you read our insurance guide 1.1 MB 2 so you know what's covered and what's not.
We have 2 types of cover available – gold and platinum. You can extend both policies to cover your partner, so long as they’re a UK resident aged 18 to 69. If you have children aged between 6 months and 23 years, you can cover them as well with a Family Plan.
There are a number of different conditions that are covered by the Barclays Personal Accident Plan, with some shown below. See the full extent of what's covered.
| Table of benefits | Gold cover | Platinum cover |
| Accidental death | £25,000 | £50,000 |
| Permanent total disablement | £100,000 | £200,000 |
| Fracture or fractures (for a complete break across the bone) to the: | ||
| – Ankle or one or more bones of the leg (femur, patella, tibia and fibula) | £750 | £1,500 |
| – Elbow, wrist or one or more bones of the arm (humerus, radius and ulna) | £375 | £750 |
| Dislocation requiring reduction under anaesthesia of the: | ||
| – Hip | £550 | £1,100 |
| – Knee | £350 | £700 |
| – Wrist or elbow | £250 | £500 |
| – Ankle, shoulder blade or collar bone | £100 | £200 |
| – Fingers, toes or jaw | £50 | £100 |
Please review the full table of benefits 780KB 3
The cover and level of benefits provided for children by this insurance is different from the cover provided for you and your partner. To ensure you are fully aware of the level of cover provided for your children, please see the details of what children are covered for .
Further terms, conditions and exclusions apply – make sure you read our insurance guide 1.1 MB 3 so you know what's covered and what's not.
There are instances where your plan does not pay out, such as if your injuries are:
- Self inflicted
- A result of sickness or disease
- A result of your participation in, practising or training for any sport as a professional sportsperson
- Stress fractures, sprains and strains
Further terms, conditions and exclusions apply – make sure you read our insurance guide 1.1 MB 3 so you know what's covered and what's not.

