Remortgage centre

Remortgaging could help you achieve what you want to do in life. We have a range of mortgages that could help you reach your goals

Your home may be repossessed if you do not keep up repayments on your mortgage.

I want to pay it off sooner

Linking your savings to your mortgage could reduce your term.

 

I want to pay less each month

Remortgaging could save you money that you could then use for other things. Use our calculator to see how much.

 

 

Benefits of remortgaging

Benefits of remortgaging

Remortgaging can be a great way of organising your finances to support the things you want to do. You could:

  • Improve your home
  • Pay off your mortgage early

 

Fixed Rate Mortgages

Great Escape mortgages

With no application, valuation or legal fees 1, our Great Escape mortgages could offer an exit route if you’re unhappy with your current rate.

 

Loyalty Mortgages

Loyalty mortgages

If you’re a Personal Current Account customer, you could get lower application fees on some of our mortgage range 3.

 

Tracker Mortgages

Tracker mortgages

A variable-rate mortgage that moves in line with Barclays Bank Base Rate 4, lets you make overpayments and can follow you if you move home.

 

Offset Mortgages

Offset mortgages

Offset your savings against your mortgage and you could save money in interest or reduce the mortgage term.

 

Important information
1. Your current lender may charge fees when you leave.

2. Lines are open Monday to Friday 8am-9pm, Saturday 9am-8pm and Sunday 10am-4pm. To maintain a quality service, we may monitor or record phone calls. Call charges

3. There’s at least 1 Loyalty mortgage for each type of mortgage in Barclays’ standard range (Fixed Rate, Tracker and Offset). To qualify for Barclays Loyalty mortgages, customers must have an open and active Barclays Personal Current Account that’s been credited with a minimum of £800 in each of the last 3 months. Customers must be 18 years or over to apply for a mortgage.

4. Barclays Bank Base Rate  is currently 0.50% (effective 6 March 2009).