Barclayloan Plus
Exclusive offer for Barclays customers
Our customers are special. That's why, to help manage their finances, our current account customers can apply for a loan at 8.9% APR representative 1 on Barclayloan Plus.
Although we'll do our best to help, not all Barclays current account customers will be able to take advantage of Barclayloan Plus. You could be eligible for a Barclayloan Plus if you have:
- Held a Barclays current account with us for over 12 months
- Paid at least £1,000 into your account each month
- Managed your account well and have a good credit history – for example, you have not defaulted on previous lending commitments
What you get
What you get with our personal loans: Barclayloan Plus
- 8.9% APR representative on Barclayloan Plus 1 for loans of £5,000 to £25,000
- A price guarantee: Find a cheaper loan and we'll match it. And give you £50 2
- Easy online application. Get an answer in minutes and you could have your money within 3 hours 3
- No arrangement or set-up fees
- Fixed monthly payments for the duration of the loan, helping you budget with confidence
Representative example
| Loan amount | £10,000 |
| Loan term | 60 months |
| Monthly payment | £207.20 |
| Total amount payable | £12,432.00 |
| Representative APR | 8.9% APR |
| Interest rate pa |
8.920% fixed |
Compare our loans products and find out more at
Personal loans
Apply now
Apply now for Barclayloan Plus
- Apply online if you are registered for Barclays Online Banking.
- If you're not registered for Barclays Online Banking, register here to apply.
Other ways to apply
- Come in and see us to apply for a loan – find a branch or if you'd rather talk to us you can call 0800 716 598 5
Important information
1. The rate which you are offered is based upon your personal situation, the loan amount and may also depend on the repayment term. Eligibility criteria and conditions apply. You must be a UK resident to apply. Loans are subject to your circumstances at the time of applying. The rate offered may differ from the representative APR.
2. If you’re offered a better deal on an unsecured loan anywhere else and claim within 30 days after your Barclayloan/Barclayloan Plus has been approved, we’ll pay you the difference each month, plus a one off payment of £50. The one off payment of £50 is payable after you make your first monthly repayment. Terms and conditions apply to this offer. Price Guarantee terms and conditions
3. Only applies to customers who have already registered for Barclays Online Banking and who log in to apply using their PINsentry or passcode and memorable word. We'll transfer the money to your Barclays account before 5pm as long as you apply on a working day (Monday to Friday), your loan is approved, you can print off your agreement and you sign your agreement in Online Banking before 2pm on the same day. Sign online after 2pm and we’ll transfer the money the next working day. If you're not eligible to complete your application in Online Banking (for example, you do not have a Barclays current account), please visit your nearest Barclays branch and one of our advisers will assist you with your loan application.
1. The rate which you are offered is based upon your personal situation, the loan amount and may also depend on the repayment term. Eligibility criteria and conditions apply. You must be a UK resident to apply. Loans are subject to your circumstances at the time of applying. The rate offered may differ from the representative APR.
2. If you’re offered a better deal on an unsecured loan anywhere else and claim within 30 days after your Barclayloan/Barclayloan Plus has been approved, we’ll pay you the difference each month, plus a one off payment of £50. The one off payment of £50 is payable after you make your first monthly repayment. Terms and conditions apply to this offer. Price Guarantee terms and conditions
3. Only applies to customers who have already registered for Barclays Online Banking and who log in to apply using their PINsentry or passcode and memorable word. We'll transfer the money to your Barclays account before 5pm as long as you apply on a working day (Monday to Friday), your loan is approved, you can print off your agreement and you sign your agreement in Online Banking before 2pm on the same day. Sign online after 2pm and we’ll transfer the money the next working day. If you're not eligible to complete your application in Online Banking (for example, you do not have a Barclays current account), please visit your nearest Barclays branch and one of our advisers will assist you with your loan application.
4. The Lending Code. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. The Lending Code sets minimum standards of good practice when dealing with certain customers in the UK in relation to loans, current account overdrafts, charge cards and credit cards. Further details can be found at:
Lending Standards Board