Premier loans

Premier loans


If you’re already a Barclays or Barclaycard customer, you can check to see if you have a personalised price quote to see exactly what Barclayloan rate you’ll get if you take out the loan today.

As we only need to carry out a simple credit check, viewing your rate won’t affect your credit score.

  • 4.9% APR representative on loans of £7,500 to £15,000 for terms between 2 and 5 years
  • You could get your loan decision immediately
  • Convenience – apply online, by mobile, in branch or over the phone 3
  • Get your money straightaway if your application's approved 3

Premier Flexiloan

Tailored to meet your needs, our Premier Flexiloan offers:

  • Unsecured loans of £50,100 and above
  • Flexible repayment terms of up to 60 months
  • Up to 3 months with no repayments. The total amount repayable plus interest is paid at the end of the term
  • A decision normally within 24 hours


You can only open a Premier Flexiloan in branch, subject to status and application. This is only available to Premier customers who earn more than £75,000 a year or have more than £100,000 in savings with us. A loan arrangement fee will apply.

Important information
1. The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term. Loans are subject to status. Eligibility and conditions apply. You must be a UK resident to apply.
2. If you take out a Barclayloan and another lender then offers you a like-for-like unsecured loan with lower monthly repayments, you can claim under our guarantee within 30 days of your Barclayloan being approved. We’ll pay you the difference between the two repayments each month, plus a one-off amount of £50 (after you make your first monthly repayment). Please see full Price guarantee terms and conditions
3. You need a Barclays current account to register for Online Banking. Not all customers can apply for a Barclayloan online and certain restrictions apply. If you apply online and your application is approved, we’ll transfer the money to your Barclays current account instantly providing you can print or download your agreement and you sign it in Online Banking between 7am and 11pm. Sign online after 11pm and you’ll usually receive the funds by 9am the next day. If you’ve got an existing loan with us and want to borrow additional funds, and repay your old loan at the same time, you can apply in Online Banking.
4. 08009 247 365 and 0800 085 1115 – open 24 hours a day, 7 days a week. To maintain a quality service, we may monitor and record phone calls. Calls to 0800 and 0500 numbers are free from a UK landline. Charges may apply when using a mobile phone or calling from abroad. Call charges