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What are unsecured loans?

Barclays personal loan

Unsecured loans enable you to borrow money without offering up security based on a major asset, like your home for example.

Loans

Key facts

  • An application for an unsecured loan is primarily based on your personal credit rating, financial status and the amount borrowed, and you are not required to offer your home as security for the loan. You are of course legally bound to pay back the loan as agreed.
  • Unsecured loans are also known as personal loans. Some lenders call unsecured loans 'Tenant Loans': this simply refers to loans for people who are non-homeowners.
  • The top three reasons people take out an unsecured loan is to consolidate debts into one possibly less expensive loan, to carry out DIY projects at home or to purchase a car.
  • When deciding whether or not to offer you an unsecured loan, the lender will look at your personal credit history and assess how much of a risk is involved in lending you money. The rate of interest you are offered will reflect that level of risk.

At Barclays we offer...

At Barclays, our unsecured loans are called Personal loans. Why not find out more about our Personal loans online now.

 

 

Loans

Barclays loans

We offer unsecured loans for existing Barclays customers and new customers. Take a look at our range of Personal Loans here.

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