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Mortgage calculator

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Browse our products:

Fixed-rate mortgages  

Tracker mortgages

Offset mortgages

Buy to Let mortgages

First-time buyer mortgages

Our mortgage calculator is designed to help you determine how much you could afford to borrow and how much your monthly payments may be for residential mortgages. For Buy to Let and Family Springboard mortgages, please call us on 0845 070 1723 1.

The calculator provides an illustration only and does not contain all of the details you need to choose a mortgage. Calculations results should not be considered as a quote. Make sure you read the separate Key Facts Illustration before making a mortgage decision.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Gross annual income(before tax)

£
£

We could lend you up to: N/A

Mortgage details

Minimum property value for our mortgages is £45K

For mortgages on properties over £5M, please call 0800 197 1081.

£

For a property of £200,000 the minimum required deposit is £20,000

You'll need to increase your property value or decrease your deposit

Your deposit value is too high. Please call us on 0845 070 1723 1 to discuss your options

You have exceeded our maximum LTV. Please call us on 0845 070 1723 1 to discuss your options

£

Your mortgage value is too low.

For the purposes of this calculator, a property of £200,000 requires a minimum mortgage of £20,000.

Please call us on 0845 070 1723 1 to discuss your options.

Your mortgage value is too high.

For the purposes of this calculator, a property of £200,000 requires a maximum mortgage of £20,000.

Please call us on 0800 197 1081 1 to discuss your options.

£

Your deposit is higher than your property value; you do not require a mortgage.

Your LTV:70%

For loans over £1M please call us on 0845 070 1723 1 to discuss your available options

The minimum loan amount we offer is £5000.

Ensure your required loan for this property does not exceed the amount we could lend you

Loan required:£140000

Repayments

Ensure your repayment term is no less than 5 years

Ensure your repayment term is no more than 35 years

years

Repayments of

N/A per month

(based on the mortgage you choose)

0 products available to you.

The calculator provides an illustration only and does not contain all of the details you need to choose a mortgage. Calculations results should not be considered as a quote. Make sure you read the separate Key Facts Illustration before making a mortgage decision.

.

This mortgage type is not available based on your search criteria.

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Important information

  • Make sure you obtain a separate Key Fact Illustration before you make a decision
  • Applications are subject to standard lending criteria and all loans are subject to status
  • See our full product range All rates 250 KB
  • Download our tariff of charges for our mortgage range Tariff of charges 230 KB
  • Legal information

Your home may be repossessed if you do not keep up repayments on your mortgage.

A written personalised Key Facts Illustration is available from any Barclays branch, from Barclays Direct Mortgages on 0845 677 0002 4 or from this website.

Information about our flexible mortgage products:

- No higher lending charge.
- Applications are subject to status and applicants must be 18 years old or older. - Mortgages are subject to valuation (maximum loan-to-value ratio 90%, or less than 90% with a Barclays Mortgage Current Account that has an agreed Reserve facility).
- All flexible mortgages require a Barclays Mortgage Current Account.
- A first charge over your property is required.
- We strongly recommended that you have life assurance in place to cover the full amount of all sums you borrow from us in the event of your death
- Mortgages are available on interest-only and repayment bases. For an interest-only mortgage, it is your responsibility to ensure that a suitable repayment plan is in place to pay off your total mortgage balance at the end of the agreed term. For a repayment mortgage, you are responsible for making sure all payments to the repayment plan are kept up to date and for checking regularly that the repayment plan is on target to repay the amount outstanding on the mortgage at the end of the agreed term.
- Woolwich mortgages must normally be repaid by the time you retire or reach the age of 70 years, whichever is sooner, and are not available for business purposes.
- We are a responsible lender, and when considering your application for borrowing we will appraise your financial circumstances. And remember, if you should run into difficulty, please contact us immediately.

General information:

- Telephone calls may be recorded or monitored.
- The mortgaged property must be situated in the United Kingdom, which is England, Wales, Scotland and Northern Ireland. The Channel Islands and the Isle of Man are not part of the United Kingdom.
- All rates and charges quoted are correct at the time this site was last updated.
- The mortgages featured are only available for residential purposes. - Woolwich Switch & Save™ mortgages are only available to new customers remortgaging with us who are coming from another lender, ie not Barclays or The Woolwich.
- If you remortgage with us and are coming from another lender you may have to pay your present lender an early repayment charge. Other associated fees may apply; speak to your current mortgage provider for details.

How to complain:

- We are committed to providing a high standard of service to you and all of our customers. We have a set procedure that enables us to investigate and sort out complaints quickly and fairly.
- If you want to complain about this application or the service you've received, you may do so in person, by telephone or in writing by post or email.
- Details of our complaints-handling procedures are available on request from any branch or our Customer Service team on 0800 33 44 99 5 (Monday to Friday 9am-5pm). Alternatively, you can read our Complaints Commitment. 

Important information
 
1. Lines are open Monday to Friday 8am-9pm, Saturday 9am-8pm and Sunday 10am-4pm. To maintain a quality service, we may monitor or record phone calls. Read call charges info.
 
2. 'The Great Escape' is a trademark of Barclays Bank PLC.
 
3. Subject to status and availability. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays Personal current account that has been credited with a minimum of £800 in each of the last 3 months. Customers must be 18 years or over to apply for a mortgage.
 
4. To view Adobe® PDF files you'll need Adobe Reader®, available from Adobe Systems Incorporated. Adobe® and Adobe Reader® are the registered trademarks of Adobe Systems Incorporated in the United States and/or other countries. For more information on accessibility please see the Adobe Accessibility (Link opens in a new window) site.
 
* BBBR = Barclays Bank Base Rate which is currently 0.50% (effective 6 March 2009).
** Subject to status and availability. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays Personal current account that has been credited with a minimum of £800 in each of the last three months. Customers must be 18 years or over to apply for a mortgage.
^ Future Fix - a 2 year tracker followed by 3 year fixed rate
 

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


 

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