Woolwich Mortgages

Loyalty mortgages

Barclays loyalty mortgages

Whether you’re buying a new home or looking to remortgage, you could get better mortgage deals with Barclays loyalty mortgages.

Barclays Personal current account customers could get lower application fees on their mortgages. Eligibility for loyalty mortgages applies **.

Discuss and apply over the phone

0800 316 5500

Lines are open Monday to Friday 8am-9pm, Saturday 9am-8pm and Sunday 10am-4pm.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Our mortgages

Product Initial interest rate Follow-on interest rate The overall cost for comparison is Application fee How much could I borrow? Early repayment charge

Fixed Rate

2 Year Fixed 1.81% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.7% APR £999 60% (max) of the value of your home 3% of the balance repaid until 31 Mar '17
2 Year Fixed 1.78% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.7% APR £1,999 65% (max) of the value of your home, min loan £500k, max loan £3m 3% of the balance repaid until 31 Mar '17
2 Year Fixed; Remortgage only 1.77% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.7% APR £999 70% (max) of the value of your home 3% of the balance repaid until 31 Mar '17
2 Year Fixed, Barclays loyalty mortgages** 1.94% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £999 75% (max) of the value of your home 3% of the balance repaid until 31 Mar '17
2 Year Fixed, Barclays loyalty mortgage** 2.33% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £499 80% (max) of the value of your home 3% of the balance repaid until 31 Mar '17
2 Year Fixed 2.33% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £999 80% (max) of the value of your home 3% of the balance repaid until 31 Mar '17
2 Year Fixed Purchase only 3.49% 3.99% (BBBR + 3.49%) variable for the remaining term * 4.0% APR £0 80% (max) of the value of your home (Min loan £5,000) 3% of the balance repaid until 31 Mar '17
2 Year Fixed 2.75% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £999 85% (max) of the value of your home. 3% of the balance repaid until 31 Mar '17
2 Year Fixed, Barclays loyalty mortgages* 2.75% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £499 85% (max) of the value of your home. 3% of the balance repaid until 31 Mar '17
2 Year Fixed 3.68% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.1% APR £999 90% (max) of the value of your home (Max loan £500k) 3% of the balance repaid until 31 Mar '17
2 Year Fixed, Barclays loyalty mortgages* 3.68% 3.99% (BBBR + 3.49%) variable for the remaining term * 4.0% APR £499 90% (max) of the value of your home (Min loan £500k) 3% of the balance repaid until 31 Mar '17
3 Year Fixed 2.29% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.7% APR £999 60% (max) of the value of your home 3% of the balance repaid until 31 Mar '18
3 Year Fixed 2.55% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £999 70% (max) of the value of your home 3% of the balance repaid until 31 Mar '18
3 Year Fixed 2.98% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £999 80% (max) of the value of your home 3% of the balance repaid until 31 Mar '18
3 Year Fixed 3.99% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.1% APR £999 90% (max) of the value of your home, (Max loan £500k) 3% of the balance repaid until 31 Mar '18
5 Year Fixed 2.85% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.7% APR £999 60% (max) of the value of your home 3% of the balance repaid until 31 Mar '20
5 Year Fixed 2.75% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.6% APR £1,999 65% (max) of the value of your home, min loan £500k, max loan £3m 3% of the balance repaid until 31 Mar '20
5 Year Fixed; remortgage only 2.79% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.6% APR £999 70% (max) of the value of your home 3% of the balance repaid until 31 Mar '20
5 Year Fixed 3.09% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £999 75% (max) of the value of your home 3% of the balance repaid until 31 Mar '20
5 Year Fixed 3.49% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £999 80% (max) of the value of your home 3% of the balance repaid until 31 Mar '20
5 Year Fixed 3.85% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.1% APR £999 85% (max) of the value of your home 3% of the balance repaid until 31 Mar '20
5 Year Fixed 4.38% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.3% APR £999 90% (max) of the value of your home (Max loan £500,000) 3% of the balance repaid until 31 Mar '20
5 Year Fixed 2.95% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.7% APR £999 70% (max) of the value of your home 3% of the balance repaid until 31 Mar '20
5 Year Fixed Purchase Only 3.99% 3.99% (BBBR + 3.49%) variable for the remaining term * 4.1% APR £0 80% (max) of the value of your home 3% of the balance repaid until 31 Mar '20
Great Escape 2 Year Fixed Remortgage only* 2.25% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £0 60% (max) of the value of your home (Min £50,000) 3% of the balance repaid until 31 Mar '17
Great Escape, 2 Year Fixed – Remortgage Only 3.25% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £0 80% (max) of the value of your home (Minimum loan £50,000) 3% of the balance repaid until 31 Mar '17
Great Escape, 2 Year Fixed – Remortgage Only 3.49% 3.99% (BBBR + 3.49%) variable for the remaining term * 4.0% APR £0 85% (max) of the value of your home. (Minimum loan £50,000) 3% of the balance repaid until 31 Mar '17
Great Escape, 2 Year Fixed – Remortgage Only 2.89% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.9% APR £0 75% (max) of the value of your home. (Minimum loan £50,000) 3% of the balance repaid until 31 Mar '17
Great Escape 3 Year Fixed Remortgage only* 2.69% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.7% APR £0 60% (max) of the value of your home (Min £50,000) 3% of the balance repaid until 31 Mar '18
Great Escape, 5 Year Fixed – Remortgage Only 2.99% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £0 60% (max) of the value of your home (Min loan £50,000) 3% of the balance repaid until 31 Mar '20
Great Escape, 5 Year Fixed – Remortgage Only 3.99% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.1% APR £0 80% (max) of the value of your home (Min loan £50,000) 3% of the balance repaid until 31 Mar '20
10 Year Fixed 3.99% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.2% APR £999 75% (max) of the value of your home 6% of the balance repaid until 31 Mar '22 then 3% of the balance repaid until 31 Mar '25
10 Year Fixed 3.45% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £999 60% (max) of the value of your home 6% of the balance repaid until 31 Mar '22 then 3% of the balance repaid until 31 Mar '25

Offset

2 Year Offset 1.99% (BBBR + 1.49%) variable for 2 years 3.99% (BBBR + 3.49%) variable for the remaining term * 3.7% APR £1,999 65% (max) of the value of your home (Min loan £500,000, max £2m) N/A

Family Springboard mortgages

3 Year Fixed Purchase Only 2.99% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £0 95% of the value of your home (Max loan £500,000) 3% of the balance repaid until 31 Mar '18

Buy to Let

2 year fixed 2.69% until 2 Apr '17 4.99% (BBBR + 4.49%) variable for the remaining term * 4.8% APR £1,999 60% (max) of the value of the property  (Minimum loan £50,000, Maximum loan £1m) s interest at the BTL SVR or fixed rate whichever is higher until 2 Apr '17

 

 

What does an offset mortgage mean to you?

Watch our short videos and use our Offset Mortgage Illustrator to get the information you need.

  • Find out how an offset mortgage works and how it could benefit you
  • Learn how our customers have potentially saved thousands of pounds
  • Find out if an offset mortgage is the right option for you

 

Mortgage features

  • Fixed rate mortgage – could be good if you want to know how much you'll be paying each month
  • Offset mortgage - could be good if you want the opportunity to pay off your mortgage earlier
  • Tracker mortgage - A tracker mortgage could be ideal if you want a mortgage that moves in line with Barclays Bank Base Rate (BBBR)
  • Buy to let mortgage – could be good if you want to rent out your home

Woolwich mortgage awards

Important information
 
* BBBR = Barclays Bank Base Rate which is currently 0.50% (effective 6 March 2009). Barclays Bank Base Rate typically follows the Bank of England Base Rate but it is not guaranteed to do so. The Bank of England Base Rate can go up or down and is announced by the Bank of England's Monetary Policy Committee every month. This information must be read in conjunction with our legal information. A written personalised Key Facts Illustration is available from any Woolwich or Barclays branch or the Woolwich website, or call us on the number above.
** Subject to status and availability. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays personal current account that has been credited with a minimum of £800 in each of the last three months. Customers must be 18 years or over to apply for a mortgage.
^ Future Fixed - 2 year tracker followed by 3 year fixed rate.