Woolwich fixed rate mortgages
Access a mortgage with a lower deposit
Selected fixed rate mortgages are now available with as little as 10% deposit. Early repayment charges apply. Not available for new build properties. See table for details.
Have you heard about our
Barclays loyalty mortgages
for our Personal current account customers? 2
Call us to discuss your options:
0845 677 99971
If you prefer, we can call you back at a time that suits you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
As seen on:
Our fixed rate mortgages
| Product | Initial interest rate | Follow-on interest rate | The overall cost for comparison is |
Application fee | How much could I borrow? | Early repayment charge |
2 Year Fixed |
||||||
| 2 Year Fixed, Barclays loyalty mortgages* | 3.09% | 3.89% (BBBR + 3.39%)* | 3.9% APR | £499 | 60% (max) of the value of your home | 3% of the balance repaid until 28 Feb'14 |
| 2 Year Fixed | 3.09% | 3.89% (BBBR + 3.39%) *
|
3.9% APR | £999 | 60% (max) of the value of your home | 3% of the balance repaid until 28 Feb'14 |
| 2 Year Fixed, Barclays loyalty mortgages* | 3.29% | 3.89% (BBBR +3.39%) * | 3.9% APR | £499 | 70% (max) of the value of your home | 3% of the balance repaid until 28 Feb'14 |
| 2 Year Fixed | 3.29% | 3.89% (BBBR + 3.39%) * | 3.9% APR | £999 | 70% (max) of the value of your home | 3% of the balance repaid until 28 Feb'14 |
| 2 Year Fixed | 3.74% | 3.89% (BBBR + 3.39%) * | 4.0% APR | £199 | 70% (max) of the value of your home (Minimum £50,000) | 3% of the balance repaid until 28 Feb'14 |
| Great Escape 2 Year Fixed Remortgage only | 3.74% | 3.89% (BBBR + 3.39%)
*
|
3.9% APR | £0 | 70% (max) of the value of your home (Minimum £50,000) | 3% of the balance repaid until 28 Feb'14 |
| Great Escape 2 Year Fixed Remortgage only | 3.94% | 3.89% (BBBR + 3.39%)
*
|
4.0% APR | £0 | 80% (max) of the value of your home (Minimum £50,000) | 3% of the balance repaid until 28 Feb'14 |
| 2 Year Fixed, Barclays loyalty mortgages** | 3.59% | 3.89% (BBBR + 3.39%) * | 4.0% APR | £499 | 80% (max) of the value of your home | 3% of the balance repaid until 28 Feb'14 |
| 2 Year Fixed | 3.59% | 3.89% (BBBR + 3.39%)
*
|
4.0% APR | £999 | 80% (max) of the value of your home | 3% of the balance repaid until 28 Feb'14 |
3 Year Fixed |
||||||
| 3 Year Fixed | 3.69% |
3.89% (BBBR + 3.39%) *
|
4.0% APR | £499 | 60% (max) of the value of your home (Minimum £25,000) | 3% of the balance repaid until 28 Feb '15 |
| 3 Year Fixed | 3.87% |
3.89% (BBBR + 3.39%) *
|
4.0% APR | £499 | 80% (max) of the value of your home (Minimum £25,000) | 3% of the balance repaid until 28 Feb '15 |
| 3 Year Fixed | 4.28% | 3.89% (BBBR + 3.39%)
*
|
4.1% APR | £499 | 85% (max) of the value of your home (Minimum £25,000) | 3% of the balance repaid until 28 Feb '15 |
| 3 Year Fixed Barclays loyalty mortgages** | 5.99% | 3.89% (BBBR + 3.39%) * | 4.6% APR | £0 | 90% (max) of the value of your home (Minimum Loan £25,000, Maximum £500,000) | 3% of the balance repaid until 28 Feb '15 |
| 3 Year Fixed | 5.99% | 3.89% (BBBR + 3.39%) | 4.6% APR | £499 | 90% (max) of the value of your home (Minimum Loan £25,000, Maximum £500,000) | 3% of the balance repaid until 28 Feb '15 |
5 Year Fixed |
||||||
| 5 Year Fixed | 4.29% | 3.89% (BBBR + 3.39%) * | 4.2% APR | £999 | 60% (max) of the value of your home | 3% of the balance repaid until 28 Feb '17 |
| 5 Year Fixed | 4.49% | 3.89% (BBBR + 3.39%) * | 4.3% APR | £999 | 80% (max) of the value of your home | 3% of the balance repaid until 28 Feb '17 |
| 5 Year Fixed | 4.99% | 3.89% (BBBR + 3.39%) * | 4.5% APR | £999 | 85% (max) of the value of your home | 3% of the balance repaid until 28 Feb '17 |
| 5 Year Fixed Barclays loyalty mortgages** | 4.29% | 3.89% (BBBR + 3.39%)* | 4.2% APR | £499 | 60% (max) of the value of your home | 3% of the balance repaid until 28 Feb '17 |
| 5 Year Fixed Barclays loyalty mortgages** | 4.49% | 3.89% (BBBR + 3.39%) * | 4.3% APR | £499 | 80% (max) of the value of your home | 3% of the balance repaid until 28 Feb '17 |
| 5 Year Fixed Barclays loyalty mortgages** | 4.99% |
3.89% (BBBR + 3.39%) * |
4.5% APR | £499 | 85% (max) of the value of your home | 3% of the balance repaid until 28 Feb '17 |
10 Year Fixed |
||||||
| 10 Year Fixed | 4.99% | 3.89% (BBBR + 3.39%) | 4.9% APR | £1,499 | 70% (max) of the value of your home | 6% of the balance repaid up to 28.2.19 and 3% from 28.2.19 to 28.2.22 |
Great Escape Mortgages
There's never been a cheaper time to switch to Barclays if you’re unhappy with your current mortgage.
- No application, valuation or legal fee
- We'll pay up to £300 towards your exit fee
- You can then switch to a Barclays fixed rate mortgage anytime with no early repayment charge.
- Switching to a different Barclays variable rate or other provider will require 1% of balance to be repaid until 28/02/2014. Fees may still be charged by your existing lender. Minimum deposits apply, varies depending on product
Call us on 1 or request a call back for more information.
Your Loan to Value Ratio (LTV)
|
Result: |
The lower your LTV ratio, the more likely you are to a get a lower mortgage rate with us. See our current mortgage deals above or call us for more info.
Mortgage features
- A choice of fixed rate periods from our range
- Have the security of knowing how much you're paying each month during the fixed rate period
- Borrow up to 90% if you're buying a new home
- Take your fixed rate with you if you move home - fees may apply
- Flexibility to overpay by up to 10% per year with no early repayment charge. Early repayment charges will apply if you overpay more than this during the fixed rate period
Important information
1. Opening hours Monday to Friday 9am-8pm, Saturday 9am-2pm. Calls may be recorded for training or monitoring purposes.
Read our call charges and information
.
2. Subject to status and availability. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays personal current account that has been credited with a minimum of £800 in each of the last three months. Customers must be 18 years or over to apply for a mortgage.
* BBBR =
Barclays Bank Base Rate
which is currently 0.50%
(effective 6 March 2009)
. Barclays Bank Base Rate typically follows the Bank of England Base Rate but it is not guaranteed to do so. The Bank of England Base Rate can go up or down and is announced by the Bank of England's Monetary Policy Committee every month. This information must be read in conjunction with our
legal Information
. A written personalised Key Facts Illustration is available from any Woolwich or Barclays branch or the
Woolwich
website, or call us on the number above.
** Subject to status and availability. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays personal current account that has been credited with a minimum of £800 in each of the last three months. Customers must be 18 years or over to apply for a mortgage.
