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Woolwich Mortgages

Loyalty mortgages

Barclays loyalty mortgages

Whether you’re buying a new home or looking to remortgage, you could get better mortgage deals with Barclays loyalty mortgages.

Barclays Personal current account customers could get lower application fees on their mortgages. Eligibility for loyalty mortgages applies **.

Discuss and apply over the phone

0800 316 5500

Lines are open Monday to Friday 8am-9pm, Saturday 9am-8pm and Sunday 10am-4pm.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Our mortgages

Product Initial interest rate Follow-on interest rate The overall cost for comparison is Application fee How much could I borrow? Early repayment charge

Fixed Rate

2 Year Fixed 1.94% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £999 60% (max) of the value of your home, max loan £1m 3% of the balance repaid until 31 Dec '16
2 Year Fixed 1.94% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.7% APR £1,999 65% (max) of the value of your home, min loan £500k, max loan £2m 3% of the balance repaid until 31 Dec '16
2 Year Fixed, Barclays loyalty mortgages* 1.89% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.7% APR £499 60% (max) of the value of your home 3% of the balance repaid until 31 Dec '16
2 Year Fixed, Barclays loyalty mortgages* 2.15% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.8% APR £499 70% (max) of the value of your home 3% of the balance repaid until 31 Dec '16
2 Year Fixed 2.15% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.8% APR £999 70% (max) of the value of your home, min loan £500k, max loan £2m 3% of the balance repaid until 31 Dec '16
2 Year Fixed, Barclays loyalty mortgages** 2.33% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £499 75% (max) of the value of your home 3% of the balance repaid until 31 Dec '16
2 Year Fixed 2.33% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £999 75% (max) of the value of your home 3% of the balance repaid until 31 Dec '16
2 Year Fixed, Barclays loyalty mortgage** 2.69% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £499 80% (max) of the value of your home 3% of the balance repaid until 31 Dec '16
2 Year Fixed 2.69% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £999 80% (max) of the value of your home 3% of the balance repaid until 31 Dec '16
2 Year Fixed Purchase only 3.49% 3.99% (BBBR + 3.49%) variable for the remaining term * 4.0% APR £0 80% (max) of the value of your home 3% of the balance repaid until 31 Dec '16
2 Year Fixed 3.19% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.0% APR £999 85% (max) of the value of your home. 3% of the balance repaid until 31 Dec '16
2 Year Fixed, Barclays loyalty mortgages* 3.19% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.0% APR £499 85% (max) of the value of your home. 3% of the balance repaid until 31 Dec '16
2 Year Fixed 3.99% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.1% APR £999 90% (max) of the value of your home (Max loan £500k) 3% of the balance repaid until 31 Dec '16
2 Year Fixed, Barclays loyalty mortgages*

3.99%

3.99% (BBBR + 3.49%) variable for the remaining term * 4.1% APR £499 90% (max) of the value of your home (Min loan £500k) 3% of the balance repaid until 31 Dec '16
3 Year Fixed 2.55% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £999 70% (max) of the value of your home 3% of the balance repaid until 31 Dec '17
3 Year Fixed 3.05% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £999 80% (max) of the value of your home 3% of the balance repaid until 31 Dec '17
5 Year Fixed 2.99% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.7% APR £999 60% (max) of the value of your home, max loan £2m 3% of the balance repaid until 31 Dec '19
5 Year Fixed 2.89% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.6% APR £1,999 65% (max) of the value of your home, min loan £50k, max loan £2m 3% of the balance repaid until 31 Dec '19
5 Year Fixed 3.25% 3.99% (BBBR + 3.49%) variable for the remaining term * 3.8% APR £1,999 70% (max) of the value of your home, min loan £50k, max loan £2m 3% of the balance repaid until 31 Dec '19
5 Year Fixed 3.45% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £999 75% (max) of the value of your home 3% of the balance repaid until 31 Dec '19
5 Year Fixed 3.79% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.1% APR £999 80% (max) of the value of your home 3% of the balance repaid until 31 Dec '19
5 Year Fixed 3.99% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.1% APR £999 85% (max) of the value of your home 3% of the balance repaid until 31 Dec '19
5 Year Fixed 4.79% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.4% APR £499 90% (max) of the value of your home (Max loan £500,000) 3% of the balance repaid until 31 Dec '19
5 Year Fixed Purchase Only 3.99% 3.99% (BBBR + 3.49%) variable for the remaining term * 4.1% APR £0 80% (max) of the value of your home 3% of the balance repaid until 31 Dec '19
Great Escape 2 Year Fixed Remortgage only* 2.49% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.8% APR £0 60% (max) of the value of your home (Min £50,000) 3% of the balance repaid until 31 Dec '16
Great Escape, 2 Year Fixed – Remortgage Only 3.25% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £0 80% (max) of the value of your home (Minimum loan £50,000) 3% of the balance repaid until 31 Dec '16
Great Escape, 2 Year Fixed – Remortgage Only 3.49% 3.99% (BBBR + 3.49%) variable for the remaining term * 4.0% APR £0 85% (max) of the value of your home. (Minimum loan £50,000) 3% of the balance repaid until 31 Dec '16
Great Escape, 5 Year Fixed – Remortgage Only 3.49% 3.99% (BBBR + 3.49%) variable for the remaining term* 3.9% APR £0 60% (max) of the value of your home (Min loan £50,000) 3% of the balance repaid until 31 Dec '19
Great Escape, 5 Year Fixed – Remortgage Only 3.99% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.1% APR £0 80% (max) of the value of your home (Min loan £50,000) 3% of the balance repaid until 31 Dec '19
10 Year Fixed 3.99% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.2% APR £1,499 75% (max) of the value of your home 6% of the balance repaid up to 31 Dec '21 then 3% of the balance repaid until 31 Dec '24

Offset

2 Year Offset 2.49% (BBBR + 1.99%) variable for 2 years 3.99% (BBBR + 3.49%) variable for the remaining term * 3.7% APR £1,999 65% (max) of the value of your home (Min loan £500,000, max £2m) N/A

Family Springboard mortgages

3 Year Fixed Purchase Only 3.79% 3.99% (BBBR + 3.49%) variable for the remaining term* 4.1% APR £0 95% of the value of your home (Max loan £500,000) 3% of the balance repaid until 31 Dec '17

Buy to Let

2 year fixed 2.69% until 2 Jan '17 4.99% (BBBR + 4.49%) variable for the remaining term * 4.9% APR £3,999 60% (max) of the value of the property  (Minimum loan £500,000, Maximum loan £1m) 6 months interest at the fixed rate until 2 Jan '17

 

 

What does an offset mortgage mean to you?

Watch our short videos and use our Offset Mortgage Illustrator to get the information you need.

  • Find out how an offset mortgage works and how it could benefit you
  • Learn how our customers have potentially saved thousands of pounds
  • Find out if an offset mortgage is the right option for you

 

Mortgage features

  • Fixed rate mortgage – could be good if you want to know how much you'll be paying each month
  • Offset mortgage - could be good if you want the opportunity to pay off your mortgage earlier
  • Tracker mortgage - A tracker mortgage could be ideal if you want a mortgage that moves in line with Barclays Bank Base Rate (BBBR)
  • Buy to let mortgage – could be good if you want to rent out your home

Woolwich mortgage awards

Important information
* BBBR = Barclays Bank Base Rate which is currently 0.50% (effective 6 March 2009)
** Subject to status and availability. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays current account that has been credited with a minimum of £800 in each of the last three months. Customers must be 18 years or over to apply for a mortgage.
^ Future Fixed - 2 year tracker followed by 3 year fixed rate.

 

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


 

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