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Additional mortgage borrowing

our mortgages explained

Everyone needs a bit of financial flexibility now and again but if you have an existing Woolwich mortgage you may not need to look any further for some extra cash.

There are a number of options available for additional borrowing against any equity in your home. Be clear about why you need to borrow the money and how much you can afford.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Additional mortgage borrowing for Woolwich customers

As an existing Woolwich mortgage customer, we have a range of additional borrowing options for you:

Further advance

A further advance can be a low-cost way of getting the money you need. For longer-term, more structured borrowing, you may be able to use any equity in your property to release extra funds with a further advance.

You can use the money for just about anything and repay it monthly over the full life of the mortgage or a shorter term. You can choose a new rate from our current range for your further advance and will need to pay an administration fee.

Offset customers

If you have an Offset mortgage, please call into a branch or phone us for details of how you can borrow additional money.

Buy to let customers

If you are an existing Woolwich buy to let mortgage customer, you can benefit from additional borrowing options specifically designed for you.

Looking to make some home improvements?

Whether you’re thinking about redecorating or renovating, a Barclayloan could help you get started on your home improvements. And if you’re a Barclays or Barclaycard customer, we could give you a personalised price quote – without affecting your credit score.

Important information
1 - Lines are open Monday to Friday 8am-9pm, Saturday 9am-8pm and Sunday 10am-4pm. To maintain a quality service, we may monitor or record phone calls. Call charges
2 - Lines are open Monday to Friday 8.30am-5.30pm. To maintain a quality service, we may monitor or record phone calls. Call charges