First time buyer centre
Our first time buyer centre is full of clear explanations of the mortgage process and aims to help you find your way to buying your first house.
Learn about mortgages, research your options and calculate how much you could borrow.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Help & info
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Buying your first home
Information on raising a deposit and finding a new home as well as clear explanations on some types of mortgage available. |
Mortgage basics videos
Get to grips with the world of mortgages with our starter videos. |
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Why Woolwich?
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Buying with others
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The NewBuy scheme 170 KB
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Find a mortgage
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Fixed rate mortgages
Fix your interest rate for a set term so that you know exactly what your monthly repayments will be. Choose from a range of terms. |
Tracker mortgages
Choose a tracker mortgage and your repayments will move in line with Barclays Bank Base Rate 2. |
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Offset mortgages
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Barclays loyalty mortgages If you're a Barclays Personal current account customer, you could be eligible for a better mortgage deal with Barclays loyalty mortgages 3. |
Tools & calculators
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Mortgage calculator
Our mortgage calculator is designed to help you find out how much you could afford to borrow and how much it could cost. |
Offset mortgage calculator We will show you how an offset mortgage works and how it could help you reduce your monthly mortgage repayments or mortgage term.
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Budget planner
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Mortgage quiz
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Jargon buster
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How to apply
Before you apply
You may be interested in using our mortgage calculator . It'll give you an idea of what your monthly repayments might be and how much you might be able to borrow.
You should know your income, your outgoings and details of the mortgage you require.
To discuss rates and apply
- Call our mortgage specialists on0800 197 1081 1
- Request a call back
- Book an appointment with a mortgage adviser
The application process
Mortgage calculator
- Find out how much you could borrow
- Calculate your monthly repayments
- See which mortgages could be available to you, based on your circumstances
1. Lines are open Monday to Friday 9am-6pm. To maintain a quality service, we may monitor or record phone calls. Read our call charges and information
2. BBBR = Barclays Bank Base Rate which is currently 0.50% (effective 6 March 2009)
3. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays Personal current account that has been credited with a minimum of £800 in each of the last three months. Customers must be 18 years or over to apply for a mortgage.