Mortgages
Offset mortgages
Linking your savings or current account to your mortgage could save thousands of pounds in mortgage interest or reduce your mortgage term. You won’t pay tax on your savings, as they won’t be earning interest, and you can still access them when you need to.
Watch our videos to find out if it's the right option for you.
Your home may be repossessed if you do not keep up repayments on your mortgage
Choose from our range of mortgages
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Offset mortgages
With an offset mortgage, you can use the balance in your savings and current accounts to reduce the outstanding mortgage balance you’re charged interest on.
- Use the offset benefit to reduce your monthly mortgage repayments or the term of your mortgage
- Still keep instant access to your savings
- Manage your mortgage online and make transfers when it suits you
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Buy to Let mortgages
We have a choice of tracker and fixed-rate mortgages specifically designed for buy-to-let investors.
- Terms of 5 to 25 years
- Borrow up to £5 million on an unlimited number of properties
- Repayments on an interest-only or capital repayment basis
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Loyalty mortgages
Whether you’re buying a new home or looking to remortgage, you could get a better mortgage deal with a Barclays loyalty mortgage.
- Barclays Premier current account customers could get lower application fees on their mortgages
- Terms & conditions and eligibility criteria apply
See other mortgages
Visit our Personal Banking site for details of all our other mortgage products and to find out about our loyalty mortgages 2.
Additional mortgage borrowing
A Woolwich mortgage gives you 2 ways to borrow against any equity in your home.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage rates
We've put all our mortgage rates in one place so it's easy to see our latest offers.