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Moving home centre

buying a new home

If you're looking to move home we can help you calculate what you could afford, find a mortgage to suit your needs and offer tips on preparing your home to put on the market.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Help & info

Article Buying a new home Tips on preparing your home for going on the market.  Article

Buying with others
Information on sharing your mortgage with someone else: tax considerations, getting legal advice and putting together a joint application.

Article

Why Woolwich?
Find out what makes us different from other mortgage providers.

 

Article

The NewBuy Scheme
Barclays now supports the government’s NewBuy scheme for mortgages. If you have 5% of your deposit saved, read our guide about the scheme. Terms, conditions and eligibility criteria apply.

 

Find a mortgage

Fixed Fixed rate mortgages
Fix your interest rate for a set term so that you know exactly what your monthly repayments will be. Choose from a range of terms.
 
Switch and fix   Tracker mortgages
Choose a tracker mortgage and your repayments will move in line with Barclays Bank Base Rate. 3
Offset mortgage

Offset mortgages
Use the balance in your savings and current accounts to reduce your monthly repayments. Or you could cut years off your mortgage term.

 

Loyalty mortgage Barclays loyalty mortgages If you're a Barclays Personal current account customer, you could be eligible for a better mortgage deal with Barclays loyalty mortgages 2.

 

Tools & calculators

Calculator Mortgage calculator
Our mortgage calculator is designed to help you find out how much you could afford to borrow and how much it could cost.
 
Calculator

Offset mortgage calculator We will show you how an offset mortgage works and how it could help you reduce your monthly mortgage repayments or mortgage term.

 

Budget planner

Budget planner
Use our budget planning tool to help you raise your deposit.

 

Jargon

Jargon buster
Common mortgage terms explained.

 

Video

New mortgage research
New research shows average monthly payments lowest for 10 years.

 

   

 

How to apply

Before you apply

You may be interested in using our mortgage calculator . It'll give you an idea of what your monthly repayments might be and how much you might be able to borrow.

You should know your income, your outgoings and details of the mortgage you require.

 

To discuss rates and apply

 

The application process

 

Mortgage calculator

  • Find out how much you could borrow
  • Calculate your monthly repayments
  • See which mortgages could be available to you, based on your circumstances 

 

 

Important information

1. Lines are open Monday to Friday 9am-6pm. To maintain a quality service, we may monitor or record phone calls. Read our call charges and information

2. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays Personal current account that has been credited with a minimum of £800 in each of the last three months. Customers must be 18 years or over to apply for a mortgage.

3. BBBR = Barclays Bank Base Rate which is currently 0.50% (effective 6 March 2009) .

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed and regulated by the Office of Fair Trading for the provision of credit products to consumers and related services. Further details can be found at www.lendingstandardsboard.org.uk. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


 

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Proud sponsors of the Barclays Premier
League & the Barclays ATP World Tour Finals

Barclays APT  World Tour Finals

Financial Services Compensation Scheme. Protecting your money. Find out more here.