Other accounts
Our other accounts
1.
Choose the type of account you are interested in
- Student accounts (3)
- Children's accounts (2)
- Currency accounts (2)
- Cash card accounts (1)
2.
Account type:
Student accounts
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Student Additions Account
An account with an interest-free overdraft 5, designed especially for students. Winner of the Moneyfacts Student Account Provider of the Year Award.
- Up to £3,000 overdraft, with £2,000 interest-free 5
Representative example:
Up to £2,000 – 0% pa (variable)
Over £2,000 and up to £3,000 – 8.9% pa (variable) 5 - Personalise your debit card free of charge
- Send and receive money quickly and easily with Barclays Pingit
- Free Text Alerts
- Up to £3,000 overdraft, with £2,000 interest-free 5
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Higher Education Account
Bridge the gap between your studies and your new life with this straightforward graduate account.
- Interest-free overdraft
Representative example for your 1st year after graduation:
Up to £1,500 – 0% interest pa (variable)
Over £1,500 and up to £3,000 – 19.3% interest pa (variable) 2
Maximum arranged overdraft limit is £3,000
Reduced interest-free tiers apply for future years - Tailored graduate advice
- Visa debit card
- No monthly fee
- Interest-free overdraft
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Graduate Additions
This current account includes an interest-free overdraft 2 and a range of money-saving benefits chosen with graduates in mind, all for just £7 a month.
- Mobile phone insurance 1
- Roadside & At Home RAC Breakdown Cover
- Card Secure
- Up to £3000 interest-free overdraft
Representative example for your 1st year after graduation:
£0 to £3,000 – 0% interest pa (variable) 2
Reduced interest-free tiers apply for future years
- Mobile phone insurance 1
Consumer Moneyfacts Awards 2013 – current accounts
We’re pleased to announce that we won Student Account Provider of the Year.
We were also nominated for 6 other awards, including:
- Online Banking Provider of the Year
- Current Account Provider of the Year
Read more about the Moneyfacts Awards and nominations
Other options to consider:
Overdraft
When your budget is overstretched, going into the red shouldn't leave you red-faced.
e-savings Reward
Available exclusively online, it offers higher rates for months when you don't make withdrawals.
Accounts no longer for sale
Some of our current accounts are no longer available to new customers, but if you have one you can find all the details here:
Need help with jargon?
Here are the five definitions that we think you'll find most helpful.
- Arranged limit
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Relates to your overdraft and is the total amount you are allowed to borrow on your account. The limit is agreed between you and your bank.
- EAR (Equivalent Annual Rate)
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For overdrafts, we quote an Equivalent Annual Rate (EAR). This rate shows the effect of interest accruing on interest in a situation where no repayments to the borrowing are made in a year. The calculation does not include fees - these charges are quoted separately.
- Paid Transaction Fee
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A guaranteed transaction is one that we cannot refuse, for example a payment made by card when we are unable to check your balance before the payment is made. You will pay a Paid Transaction Fee for each such transaction we have to pay.
- Personal Reserve/Reserve
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Personal Reserve gives you your own Reserve – an additional amount by which you can go overdrawn or exceed an arranged overdraft limit on a personal current account in an emergencies. It is designed to help you avoid having payments returned unpaid because of insufficient funds in your personal current account. You only pay for this service when you actually use it. Reserve is subject to status and eligibility.
- Reserve amount
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This is the pre-authorised limit of Reserve available on an individual account and is subject to status and eligibility.
Need other terms explained? See our Other accounts Jargon Buster
