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Other accounts

Our other accounts

Choose the type of account you are interested in  

Account type: Student accounts

  • Student Additions Account

    Student Additions Account

    An account with an interest-free overdraft 5 especially for students. Winner of the Moneyfacts Student Account Provider of the Year Award.

    • Up to £3,000 overdraft, with £2,000 interest-free 4 
      Representative example:
      Up to £2,000 – 0% pa (variable)
      Over £2,000 and up to £3,000 – 8.9% pa (variable) 
    • Personalise your debit card free of charge
    • Send and receive money quickly and easily with Barclays Pingit
    • Free Text Alerts


  • Student Additions Account

    International Students Account

    An account designed for international students studying in the UK.

    • Free text alerts
    • Online, Mobile and Telephone Banking
    • International banking online and over the phone


  • Higher Education account

    Higher Education Account

    Bridge the gap between your studies and your new life with this straightforward graduate account.

    • Interest-free overdraft
      Representative example for your 1st year after graduation:
      Up to £1,500 – 0% interest pa (variable)
      Over £1,500 and up to £3,000 – 19.3% interest pa (variable) 2

      Maximum arranged overdraft limit is £3,000
      Reduced interest-free tiers apply for future years
    • Tailored graduate advice
    • Visa debit card
    • No monthly fee
  • Graduate Additions account

    Graduate Additions

    This current account includes an interest-free overdraft 2 and a range of money-saving benefits chosen with graduates in mind, all for just £7 a month.

    • Mobile Phone Insurance 1
    • Roadside & At Home RAC Breakdown Cover
    • Card Secure
    • Up to £3000 interest-free overdraft
      Representative example for your 1st year after graduation:
      £0 to £3,000 – 0% interest pa (variable) 2
      Reduced interest-free tiers apply for future years

Consumer Moneyfacts Awards 2013 – current accounts

We’re pleased to announce that we won Student Account Provider of the Year.

We were also nominated for 6 other awards, including:

  • Online Banking Provider of the Year
  • Current Account Provider of the Year


Read more about the Moneyfacts Awards and nominations

Other options to consider:

Your overdraft


When your budget is overstretched, going into the red shouldn't leave you red-faced.

e-savings Reward

e-savings Reward

Available exclusively online, it offers higher rates for months when you don't make withdrawals.

Accounts no longer for sale

Some of our current accounts are no longer available to new customers, but if you have one you can find all the details here:

Need help with jargon?

Here are the five definitions that we think you'll find most helpful.

Arranged limit

Relates to your overdraft and is the total amount you are allowed to borrow on your account. The limit is agreed between you and your bank.

EAR (Equivalent Annual Rate)

For overdrafts, we quote an Equivalent Annual Rate (EAR). This rate shows the effect of interest accruing on interest in a situation where no repayments to the borrowing are made in a year. The calculation does not include fees - these charges are quoted separately.

From 16 June, we’ll no longer be charging interest on our overdrafts. Instead, there'll be a simple daily fee. Read more about our overdraft changes

Paid Transaction Fee

A guaranteed transaction is one that we cannot refuse, for example a payment made by card when we are unable to check your balance before the payment is made. You’ll incur a Paid Transaction Fee of £8 per day when a guaranteed payment is made.

From 16 June we’ll be removing our Paid Transaction Fees. We’ll still make guaranteed payments – we just won’t charge you for them.

Personal Reserve/Reserve

Personal Reserve gives you your own Reserve – an additional amount by which you can go overdrawn or exceed an arranged overdraft limit on a personal current account in emergencies. It is designed to help you avoid having payments returned unpaid because of insufficient funds in your personal current account. You only pay for this service when you actually use it. Reserve is subject to status and eligibility.

From 16 June, Personal Reserve will no longer be available to new customers. We're introducing Emergency Borrowing. Read more about our overdraft changes

Reserve amount

This is the pre-authorised limit of Reserve available on an individual account and is subject to status and eligibility.

Need other terms explained? See our Other accounts Jargon Buster

Important information
The Lending Code. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. The Lending Code sets minimum standards of good practice when dealing with certain customers in the UK in relation to loans, current account overdrafts, charge cards and credit cards. Further details can be found at: Lending Standards Board
1. Terms, conditions and exclusions apply to the features and benefits of the above accounts. Ensure you read the policy summary to understand what is and isn't covered.
2. Overdrafts are subject to application and status. They are repayable on demand. All rates and charges are variable and we reserve the right to change them from time to time.
3. To be eligible for this account at 19 years of age and beyond, you should be in further education or taking a gap year before starting a full-time higher education course.
4. Overdrafts and Personal Reserves are subject to status and application so the amount offered may be different to that shown on the example. All borrowing is repayable on demand. For full details, see our Student overdraft
5. Barclays Features Store – terms and conditions apply. You can use the Barclays Features Store online, in branch or by calling us, to add a Feature or Pack to a Barclays Bank Account or Premier Current Account. Packs are available for a monthly fee. You may need to register or apply for certain Features. These may also incur separate fees or charges. The Barclays Features Store cannot be used for certain accounts. For more information and to read the terms and conditions visit Features Store
6. Eligible accounts – My Packs are only available to Barclays Bank Account with Overdraft Tier and Premier Current Account customers. Features are available on all Barclays current accounts except for Cash Card and accounts for children.


Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


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