1. Gross is the rate of interest payable before income tax is deducted. Interest is payable gross to non-taxpayers subject to the required certification. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.
2. The 25% discount comprises of a 15% online discount and a further 10% discount for ALL new and existing Student Additions Account holders. Offer ends 30 June 2013 but may be withdrawn at anytime. Terms, conditions and exclusions apply. Please read the policy documents so you know what’s covered and what’s not.