Barclays Bank Account
Barclays Bank Account
Make your current account work around you – add extras and personalise your cards in our online Feature Store.
No monthly account fee
- Open your account online and it’s ready to use straightaway
- Overdraft options available
- Customise with free and paid-for extras
Barclays Bank Account
Your current account, for your basic banking needs and more
What you get with a Barclays Bank Account
Get your sort code and account number straightaway.
Customise your contactless debit card with your favourite photo, or choose one from our gallery Debit cards are subject to application and status. Barclays Personalised Cards are subject to terms and conditions. Image guidelines also apply. .
Our Online Banking lets you do much more than manage your money – add extras like travel insurance, mobile phone cover and more Terms, conditions, exclusions and limitations apply to each benefit within the Packs. Please read the policy documents, so you know what’s covered and what’s not. .
Access your accounts on the go with our free, award-winning app for your smartphone or tablet You must have a Barclays current account and be aged 16 or older to use Barclays Mobile Banking. Terms, conditions and restrictions apply. .
Earn cashback and make savings on holidays, energy bills and more with exclusive online deals.
To apply for a Barclays Bank Account, you must be:
- 18 or over
- A UK resident for at least 12 months
- Free from bankruptcy
- Free from County Court Judgments (CCJs)
Take a look at our other current accounts if you feel this may not be quite right for you.
How to apply
What you’ll need
- Your address details for the past 3 years
- Your income and employment details, including your full business address
- Details of your other financial arrangements, such as a mortgage or store card accounts
You can apply online now. It only takes around 10 minutes, and you’ll get your sort code and account number there and then, so your account is ready to use straightaway.
During your application, you’ll be asked some questions about your financial or address history to confirm your identity. These questions are automatically generated by a credit-reference agency, and we won’t be able to see them or your answers.
Applying in branch
Pop into any of our branches with the acceptable ID documents , and you can open an account there.
To open an account, call 0345 600 4545, Monday to Friday, 8am-6pm, and Saturday, 9am-5pm Lines are open 24/7. To maintain a quality service, we may monitor or record calls. Calls to 03 numbers cost the same as 01/02 prefix numbers. .
If you’re applying for a joint account, you’ll both need to be present to complete the application form, both online and in-branch.
Terms and conditions
Read through the PDFs below for full details about banking with us
If you’re not happy with your account, you have a 14-day period in which to contact us to cancel your account or switch to another account. This begins on the account opening date or the date you receive your terms and conditions and other account information, whichever is the later.
If you contact us within this time to cancel or switch your account, we’ll refund any account fees you‘ve paid. If you cancel or switch your account later, you won’t be refunded the account fees. To cancel or switch your account, write to Barclays, Leicester LE87 2BB.
We want to hear from you if you’re unhappy with the service you received from us. Letting us know your concerns lets us put matters right for you and improve our service to all our customers. You can complain in person, in a branch, in writing, by email or over the phone. You can get a leaflet detailing how we deal with complaints in any of our branches, on this site or from the Barclays Information Line on 0800 400 1004. The line is open between 7am-11pm, 7 days a week. Alternatively, write to Barclays, Leicester LE87 2BB.
If we don’t resolve your complaint internally to your satisfaction, you may be able to refer it to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR (telephone: 08000 234 567). The Financial Ombudsman Service is an organisation set up by law to give consumers a free and independent service for resolving disputes with financial firms. Details of those who are eligible complainants can be obtained from the Financial Ombudsman Service.
Financial Services Compensation Scheme and your account
We’re covered by the Financial Services Compensation Scheme (FSCS). This means the FSCS can compensate you if we’re unable to meet our financial obligations. Your deposits up to £85,000 can be covered under the scheme. If you have a joint account, each account holder is covered up to this amount, so your deposits up to £170,000 can be covered.
It’s important to note that the £85,000 limit isn’t per account – it’s for the combined amount in all accounts you may have with us as Barclays Bank PLC. This includes deposits you have with any of our trading names: Barclays, Barclays Bank, Barclaycard, Barclays Business, Barclays Capital, Barclays Corporate, Barclays Direct, Barclays UK & Ireland Private Bank, Barclays International Private Banking, Barclays Premier Barclays Private Bank, Barclays Wealth and Woolwich Mortgages.
The scheme doesn’t cover deposits held at branches in the Channel Islands or the Isle of Man.
If you’d like more information about the scheme, eligibility or compensation limits, come see us in a branch. Or you can visit the FSCS website or call the FSCS on 0207 7741 4100 or 0800 678 1000. If you have a question about compensation specifically, please go directly to the FSCS website .
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Add-ons to shape your account
Register for Online Banking and you can tailor your account with tools and services from our Features Store.
Home Protection Pack
Keep warm this winter – cover your boiler and heating
- AA Boiler & Central Heating Cover
- Home Essentials & Appliance Cover
- Optional Boiler Service (an additional fee applies)
£12.00 per month
Stay connected – cover for your phone and gadgets
- Mobile Phone Insurance for up to 2 phones
- Worldwide Gadget Cover for up to £750
- Defaqto 5-star rating
£7.50 per month
Travel Plus Pack
Really relax while you’re away, knowing you’re covered
- Worldwide Family Travel Insurance
- RAC Comprehensive Breakdown Cover
- Card Secure
£13.50 per month