Make the most of your ISA

Add up to £15,000 to an ISA by 5 April 2015 to benefit from tax-free savings.

Tax-free savings

  • Open an ISA online
  • Fixed or variable interest rates
  • Add money in Online Banking

Your current account – built around you

An account designed to fit around your lifestyle, with free and paid-for add-ons to give you total control.

No monthly account fee

  • Overdraft options available
  • Personalise your debit card for free
  • Apply online in 5 minutes

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Looking for a great loan rate?

You could find out your personalised loan rate before you apply – with no effect on your credit rating. Loans are subject to status and early settlement fees apply.

  • Personal price quote – with no credit footprint
  • Quick and easy application
  • Comes with a price guarantee (conditions apply)

4.9% APR representative on loans of £7,500 to £15,000 over 2-5 years (your rate may be different)

More on Barclayloan

Looking for a new credit card?

Check your eligibility now, without affecting your credit rating.

Choose from our Barclaycard range

From your first credit card, to making everyday purchases or transferring a balance.

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Barclays Code Playground

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Award-winning mortgages

Whether you’re looking for help to buy, a fixed rate or a tracker mortgage, we can help find the best fit for you. The calculator is for illustration purposes only. Mortgage approval is subject to status and availability.

Best first-time buyer initiative

I'm an existing Barclays customer

I'm looking to buy my first property

I earn

I earn
£ pa
Enter your basic annual income, excluding bonuses, commission etc.

They earn

They earn
£ pa
If you're taking out a mortgage with another person, enter the basic annual income of the second applicant. Exclude bonuses, commission etc.

> Add another applicant

Property value

Property value
£
This is how much the property you wish to buy has been valued at. If you're remortgaging, this figure is the estimated value of your current property.

Minimum property value for our mortgages is £5000

For mortgages on properties over £5M, please call 0800 197 1081.

I have a deposit of

I have a deposit of
£
This is the initial amount you have available to put towards the purchase of the property. This is the amount you wish to borrow against your existing property.

Your mortgage value is too high.

Please call us on 0333 202 7565 to discuss your options. Lines are open Monday to Friday, 8am-9pm, Saturday, 9am-8pm, and Sunday, 10am-4pm. To maintain a quality service, we may monitor or record phone calls. Calls to 0333 numbers are free when calling from a UK mobile. Charges may apply when calling from abroad.

Your deposit value is too high. Please call us on 0333 202 7565 to discuss your options. Lines are open Monday to Friday, 8am-9pm, Saturday, 9am-8pm, and Sunday, 10am-4pm. To maintain a quality service, we may monitor or record phone calls. Calls to 0333 numbers are free when calling from a UK mobile. Charges may apply when calling from abroad.

I want



Interest-only criteria


There is a minimum income criteria required to be eligible for interest-only borrowing:

  • Sole application - you must have a gross income of at least £75,000
  • Joint application - one applicant must have a gross income of at least £75,000
  • Joint application - where no individual income is over £75,000, joint gross income must be at least £100,000

At the end of the mortgage, you'll have to pay back the total of what you originally borrowed.

We accept a number of different repayment methods and the amount we lend you will depend on which one you use.

For more information, please call us on 0333 202 7573 or visit a branch.

over

over
years

Ensure your repayment term is no less than 5 years.

Ensure your repayment term is no more than 35 years.

Your required loan for this property can’t exceed the amount we could lend you.

This is the amount we could lend you based solely on your income.

We could lend you

NA

Loan to value (LTV) is the proportion of the value or price of the property (whichever is the lower) that you borrow on a mortgage – so, a £90,000 mortgage on a house valued at £100,000 would mean a LTV of 90%.

Loan to value (LTV)

NA

Loan required 

Monthly repayments of

NA

Based on the details entered

Repayment term

NA

The minimum loan amount we offer is £5,000.

For loans over £1M please call us on 0333 202 7565 to discuss your available options

Barclays Mobile Banking how-to video

Check your balances, pay bills and do your daily banking and more, safely and securely on your smartphone – wherever you are. Watch our guide to setting up the Barclays Mobile Banking app.