Delegating access to your accounts

Delegated access help and support

There are many reasons why someone may need to delegate access to their bank accounts. It can be helpful if you’re out of the country for a long period, become ill or lose the mental capacity to manage your own affairs.

Although we can’t advise you on which type of delegated access suits your circumstances, we can tell you about the options and let you know where to go for help and advice.

Delegated access - help with cash

I need help with cash, shopping and bills

I want:

  • Someone to take out cash for me, and pay for my shopping or bills
    with a debit card

I don’t want:

  • To give that person access to my bank accounts

Help with cash and card payments

 

Delegated access - help with accounts

I need help managing my accounts

I want:

  • Someone to have access to my accounts to help manage my day-to-day banking

I don’t want:

  • To lose my own access to those accounts

Help with account management

Delegated access - help with banking

I know someone who needs help with
their day-to-day banking

I want:

  • Someone to take out cash for me, and pay for my shopping or bills
    with a debit card

I don’t want:

  • To give that person access to my bank accounts

Help with cash and card payments

Delegated access options explained

We all have the right to manage our own money. However, there may come a time where you start to become concerned about your own ability, or that of a family member or friend, to access and manage finances. Alternatively, you may find it convenient to allow someone you trust to manage some of your day-to-day banking.

Visit a branch to discuss

View only access 

I’d like someone I trust to receive a copy of my statement each month so they can see my transactions and discuss them with me.

Second account

I’d like someone I trust to withdraw cash on my behalf without having access to my current account.

Joint account

I’d like someone I trust to have full access to my current account and manage my other accounts.

Find your local branch

Third party access (also known as third party authority)

I’d like someone I trust to act on my behalf, so they can pay bills and withdraw cash on 1 or more of my accounts, without losing my own access.

General Power of Attorney

I’d like to grant authority for someone to act on my behalf and make decisions about my financial affairs. They should have access to information held by Barclays and other financial institutions. This authority would end if I became incapable of managing my own affairs.

More about Power of Attorney

 

I want to plan for a time when I may not have mental capacity to manage my finances

Lasting Power of Attorney and Continuing (Scottish) Power of Attorney

I’d like to grant authority for someone to act on my behalf and make decisions about my financial affairs. They should have access to information held by Barclays and other financial institutions. This authority would end if I became incapable of managing my own affairs

More about Power of Attorney  

I’d like to help someone who is unable to manage their finances

Appointeeship

An appointeeship is an arrangement where a person is named by the Department of Works and Pensions to act on behalf of someone who needs to claim benefits but is no longer able to manage their own affairs. This could be because they're severely disabled or lack mental capacity.

More about Appointeeship

Court of Protection Order

The Court of Protection has the power to appoint a deputy to act on someone’s behalf if they can no longer manage their own affairs.

More about Court of Protection Order

Important information
 
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