Exclusive. Dedicated. Premier.

Barclays Premier Banking combines a personal service with carefully selected benefits and rewards to take you beyond everyday banking.

Priority service that works around you

  • Expert relationship management
  • Exclusive offers and rewards
  • Overdraft options available

To apply for a Premier account, you need to:

 

Have over £100,000 saved or invested with us

 

Or

 

Have an annual gross income paid into a Barclays current account of over £75,000

 

We review eligibility regularly, and may change the criteria in future.


Don't qualify for Premier? Try a Barclays Bank Account

Already have a Barclays current account? Upgrade today

Shape your account

Select the add-ons you want to suit your lifestyle – including worldwide travel, mobile phone and gadget insurance. Terms, conditions, exclusions and limitations apply to each benefit within the Packs. Please read the policy documents, so you know what's covered and what's not.

Get more for less

Add-ons you can use to shape your account at no extra cost.

Love to travel the world?

Relax for £11.50 a month, with travel cover, card protection and airport lounge access.

Protect your tech

Stay connected. For £7.50 a month, get worldwide cover for 2 phones and your gadgets.

Award-winning mortgages

Found your dream home? Or the perfect second property? We'll help you find the right mortgage, with flexibility and freedom built in.

The calculator is for illustration purposes only. Mortgage approval is subject to status and availability.

Best first-time buyer initiative

I'm an existing Barclays customer

I'm looking to buy my first property

I earn

I earn
£ pa
Enter your basic annual income, excluding bonuses, commission etc.

They earn

They earn
£ pa
If you're taking out a mortgage with another person, enter the basic annual income of the second applicant. Exclude bonuses, commission etc.

> Add another applicant

Property value

Property value
£
This is how much the property you wish to buy has been valued at. If you're remortgaging, this figure is the estimated value of your current property.

Minimum property value for our mortgages is £5000

For mortgages on properties over £5M, please call 0800 197 1081.

I have a deposit of

I have a deposit of
£
This is the initial amount you have available to put towards the purchase of the property. This is the amount you wish to borrow against your existing property.

Your mortgage value is too high.

Please call us on 0333 202 7565 to discuss your options. Lines are open Monday to Friday, 8am-9pm, Saturday, 9am-8pm, and Sunday, 10am-4pm. To maintain a quality service, we may monitor or record phone calls. Calls to 0333 numbers are free when calling from a UK mobile. Charges may apply when calling from abroad.

Your deposit value is too high. Please call us on 0333 202 7565 to discuss your options. Lines are open Monday to Friday, 8am-9pm, Saturday, 9am-8pm, and Sunday, 10am-4pm. To maintain a quality service, we may monitor or record phone calls. Calls to 0333 numbers are free when calling from a UK mobile. Charges may apply when calling from abroad.

I want



Interest-only criteria


There is a minimum income criteria required to be eligible for interest-only borrowing:

  • Sole application - you must have a gross income of at least £75,000
  • Joint application - one applicant must have a gross income of at least £75,000
  • Joint application - where no individual income is over £75,000, joint gross income must be at least £100,000

At the end of the mortgage, you'll have to pay back the total of what you originally borrowed.

We accept a number of different repayment methods and the amount we lend you will depend on which one you use.

For more information, please call us on 0333 202 7573 or visit a branch.

over

over
years

Ensure your repayment term is no less than 5 years.

Ensure your repayment term is no more than 35 years.

Your required loan for this property can’t exceed the amount we could lend you.

This is the amount we could lend you based solely on your income.

We could lend you

NA

Loan to value (LTV) is the proportion of the value or price of the property (whichever is the lower) that you borrow on a mortgage – so, a £90,000 mortgage on a house valued at £100,000 would mean a LTV of 90%.

Loan to value (LTV)

NA

Loan required 

Monthly repayments of

NA

Based on the details entered

Repayment term

NA

The minimum loan amount we offer is £5,000.

For loans over £1M please call us on 0333 202 7565 to discuss your available options

How much would you like to borrow?

Get an idea of your repayments and rates using our Barclayloan calculator. The results will be based on the representative APR for the amount you enter. Your actual rates and repayments will be based on your personal circumstances, the loan amount and the repayment term.

Personal loan – see how much you could borrow

Get an idea of your loan repayments and rates using our Barclayloan calculator. The results will be based on the representative APR for the amount you enter. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and the repayment term. Loans are subject to status. Early settlement fees apply.

 

Amount

Amount
£
slider
 

Term

Term
Months mths (0yrs)
slider
 

Monthly repayment

70%

The same every month

Total amount payable

£889

Loan required 0

APR

0%

Based on the details you entered

 

Representative example

 

Loan amount

£0

 

Term (months)

0

 

Monthly repayment

£0

 

Total amount payable

£0

 

Interest rate pa (fixed)

0.0%

 

Representative

0.0% APR

 

Representative APR applies to loans of 0 0

Premier Flexiloan – your unique alternative

Get that car you've always dreamed of or make your house more your home. Loans are subject to status.

Exclusive to Premier customers

  • Unsecured loans of £35,100 and above
  • Flexible repayment terms of up to 60 months
  • Fixed interest rate for the loan term